BrasilCard Cliente data API: fatura, limite and Pix

BrasilCard · Payments 4.8 ★

BrasilCard Cliente is the cardholder app from BrasilCard (BRASIL CARD INSTITUIÇÃO DE PAGAMENTOS LTDA), the Monte Belo, Minas Gerais payment institution behind a store-originated plastic that now also carries the Visa flag and a digital account. After CPF sign-in — with optional fingerprint or face unlock on the device — the home screen shows the open fatura, live purchases, available limit and a barcode the holder can pay from internet banking; the same session unlocks the card, changes the due date, requests a second copy, runs saques and celular recargas, and opens a Feira de Negociação for overdue balances. The digital-account onboarding adds Pix and TED, boleto generation and payment, and card-not-present shopping, while an in-app Ágil partnership quotes personal loans in up to 36 instalments with funds promised within 24 business hours of approval. Published for Brazil only ([email protected], Av. Jorge Vieira 257, Monte Belo-MG), it holds a 4.8 rating across about 334 thousand Google Play reviews and 5 million-plus installs, sitting with other Brazilian private-label and Visa consumer-card apps rather than full-service banks.

AvailableLimit against totalLimit on the Visa plastic sits next to the open fatura's invoiceAmount and linhaDigitavel, with live merchantName swipes and a conta-digital accountBalance in BRL. Collectors match dueDate to internet-banking slips, household dashboards watch headroom before a purchase, and lending stacks read Ágil principalAmount next to the same session's Pix endToEndId. openData Studio turns that card, fatura and Pix surface into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

CPF sign-in
POST /v2/sessions/open opendata
Exchanges the cardholder CPF and password for the Bearer session used on every later fatura, limit and Pix call.
Auth: None. CPF plus password mint accessToken; later calls send Authorization: Bearer. Device biometrics only unlock the locally stored session.
- cpf
- password
- deviceId
- appVersion
- accessToken
- refreshToken
- tokenType
- expiresIn
- customerId
- mustChangePassword
```
POST /v2/sessions/open HTTP/1.1
Content-Type: application/json

{
  "cpf": "12345678901",
  "password": "<password>",
  "deviceId": "a1b2c3d4-e5f6",
  "appVersion": "8.1.2"
}
```
```
{
  "accessToken": "<access-token>",
  "refreshToken": "<refresh-token>",
  "tokenType": "Bearer",
  "expiresIn": 3600,
  "customerId": "CST-44190821",
  "mustChangePassword": false
}
```

Cardholder profile

GET /v2/holder/profile osint

Returns the signed-in holder — name, CPF, email, phone and MG address — for the profile and contact screens.

Auth: Bearer token from /v2/sessions/open.

customerId
fullName
cpf
email
phone
birthDate
addressCity
addressState

GET /v2/holder/profile HTTP/1.1
Authorization: Bearer <access-token>

{
  "customerId": "CST-44190821",
  "fullName": "Maria Aparecida Silva",
  "cpf": "12345678901",
  "email": "[email protected]",
  "phone": "35998201253",
  "birthDate": "1988-03-14",
  "addressCity": "Monte Belo",
  "addressState": "MG"
}

Card limit snapshot

GET /v2/holder/card/summary openfinance

Reads the Visa plastic on the home screen: last4Digits, totalLimit, usedLimit, availableLimit and dueDay.

Auth: Bearer token from /v2/sessions/open.

cardId
last4Digits
brand
productName
cardStatus
totalLimit
usedLimit
availableLimit
currency
dueDay
isContactlessEnabled
expiryDate

GET /v2/holder/card/summary HTTP/1.1
Authorization: Bearer <access-token>

{
  "cardId": "CRD-882144",
  "last4Digits": "4419",
  "brand": "VISA",
  "productName": "BrasilCard Visa",
  "cardStatus": "ACTIVE",
  "totalLimit": 3500.00,
  "usedLimit": 1284.70,
  "availableLimit": 2215.30,
  "currency": "BRL",
  "dueDay": 10,
  "isContactlessEnabled": true,
  "expiryDate": "2028-11"
}

Open fatura

GET /v2/holder/statement/open openbanking

Returns the open monthly fatura — invoiceAmount, minimumPayment, dueDate and closingDate — that the home tile renders in real time.

Auth: Bearer token from /v2/sessions/open.

invoiceId
referenceMonth
invoiceAmount
minimumPayment
dueDate
closingDate
status
currency
previousBalance
paymentsReceived

GET /v2/holder/statement/open HTTP/1.1
Authorization: Bearer <access-token>

{
  "invoiceId": "INV-2026-10",
  "referenceMonth": "2026-10",
  "invoiceAmount": 842.35,
  "minimumPayment": 126.35,
  "dueDate": "2026-10-10",
  "closingDate": "2026-09-30",
  "status": "OPEN",
  "currency": "BRL",
  "previousBalance": 410.00,
  "paymentsReceived": 410.00
}

Fatura payment barcode

GET /v2/holder/statement/open/slip openbanking

Issues the FEBRABAN linhaDigitavel / barcode the holder pastes into internet banking to pay the open fatura.

Auth: Bearer token from /v2/sessions/open.

invoiceId
barcode
linhaDigitavel
amount
dueDate
beneficiaryName
currency

GET /v2/holder/statement/open/slip HTTP/1.1
Authorization: Bearer <access-token>

{
  "invoiceId": "INV-2026-10",
  "barcode": "23793381286000084235128000008423500008423518",
  "linhaDigitavel": "23793.38128 60000.842351 28000.008423 5 00008423518000",
  "amount": 842.35,
  "dueDate": "2026-10-10",
  "beneficiaryName": "BRASIL CARD INSTITUICAO DE PAGAMENTOS LTDA",
  "currency": "BRL"
}

Live card purchases

GET /v2/holder/activity/feed openbanking

Pages real-time authorizations — merchantName, amount, installmentCount, authorizedAt — that the purchases tile streams after each swipe.

Auth: Bearer token from /v2/sessions/open.

purchases
purchaseId
merchantName
mcc
amount
installmentCount
installmentNumber
currency
authorizedAt
status
channel
nextCursor

GET /v2/holder/activity/feed?limit=20&cursor=0 HTTP/1.1
Authorization: Bearer <access-token>

{
  "purchases": [
    {
      "purchaseId": "PUR-991002",
      "merchantName": "SUPERMERCADO CENTRAL",
      "mcc": "5411",
      "amount": 186.40,
      "installmentCount": 1,
      "installmentNumber": 1,
      "currency": "BRL",
      "authorizedAt": "2026-10-18T14:22:01-03:00",
      "status": "CAPTURED",
      "channel": "POS"
    }
  ],
  "nextCursor": "20"
}

Pay open fatura

POST /v2/holder/statement/open/settle openfinance

Settles the open fatura from the digital account via Pix (or boleto) and returns paymentId, status and endToEndId.

Auth: Bearer token from /v2/sessions/open.

invoiceId
amount
method
accountId
paymentId
status
endToEndId
paidAt

POST /v2/holder/statement/open/settle HTTP/1.1
Authorization: Bearer <access-token>
Content-Type: application/json

{
  "invoiceId": "INV-2026-10",
  "amount": 842.35,
  "method": "PIX",
  "accountId": "ACC-1002"
}

{
  "paymentId": "PAY-INV-7001",
  "invoiceId": "INV-2026-10",
  "amount": 842.35,
  "method": "PIX",
  "status": "SETTLED",
  "endToEndId": "E12345678202610181221BC7001",
  "paidAt": "2026-10-18T12:21:44-03:00"
}

Digital account snapshot
GET /v2/holder/wallet/balance openfinance
Reads the conta digital opened in-app — accountBalance, branch, accountNumber and the CPF pixKey used for Pix and TED.
Auth: Bearer token from /v2/sessions/open.
- accountId
- branch
- accountNumber
- accountBalance
- blockedBalance
- currency
- pixKey
- pixKeyType
- status
```
GET /v2/holder/wallet/balance HTTP/1.1
Authorization: Bearer <access-token>
```
```
{
  "accountId": "ACC-1002",
  "branch": "0001",
  "accountNumber": "123456-7",
  "accountBalance": 612.80,
  "blockedBalance": 0.0,
  "currency": "BRL",
  "pixKey": "12345678901",
  "pixKeyType": "CPF",
  "status": "ACTIVE"
}
```

Send Pix

POST /v2/holder/wallet/instant-transfers openfinance

Sends a Pix from the digital account to destinationKey and returns endToEndId, destinationName and settlement status.

Auth: Bearer token from /v2/sessions/open.

accountId
destinationKey
destinationKeyType
amount
description
transferId
endToEndId
currency
status
destinationName
destinationBankIspb
settledAt

POST /v2/holder/wallet/instant-transfers HTTP/1.1
Authorization: Bearer <access-token>
Content-Type: application/json

{
  "accountId": "ACC-1002",
  "destinationKey": "35998201253",
  "destinationKeyType": "PHONE",
  "amount": 75.00,
  "description": "Repasse"
}

{
  "transferId": "PIX-33091",
  "endToEndId": "E12345678202610181502BC33091",
  "amount": 75.00,
  "currency": "BRL",
  "status": "SETTLED",
  "destinationName": "JOAO PEDRO LIMA",
  "destinationBankIspb": "00000000",
  "settledAt": "2026-10-18T15:02:11-03:00"
}

Pay boleto

POST /v2/holder/wallet/slip-payments openfinance

Pays a third-party boleto from the digital account after the camera reads linhaDigitavel, returning beneficiaryName and status.

Auth: Bearer token from /v2/sessions/open.

accountId
linhaDigitavel
amount
boletoPaymentId
beneficiaryName
dueDate
status
paidAt

POST /v2/holder/wallet/slip-payments HTTP/1.1
Authorization: Bearer <access-token>
Content-Type: application/json

{
  "accountId": "ACC-1002",
  "linhaDigitavel": "23793.38128 60000.150001 28000.008423 8 00000150000000",
  "amount": 150.00
}

{
  "boletoPaymentId": "BOL-44012",
  "linhaDigitavel": "23793.38128 60000.150001 28000.008423 8 00000150000000",
  "amount": 150.00,
  "beneficiaryName": "CIA DE SANEAMENTO",
  "dueDate": "2026-10-20",
  "status": "SETTLED",
  "paidAt": "2026-10-18T16:40:02-03:00"
}

Unlock plastic

POST /v2/holder/card/activate opendata

Activates a delivered plastic (Desbloquear seu cartão) and can pair with a due-day change on the same card settings screen.

Auth: Bearer token from /v2/sessions/open.

cardId
cvv
cardStatus
unlockedAt
dueDay

POST /v2/holder/card/activate HTTP/1.1
Authorization: Bearer <access-token>
Content-Type: application/json

{
  "cardId": "CRD-882144",
  "cvv": "<cvv>"
}

{
  "cardId": "CRD-882144",
  "cardStatus": "ACTIVE",
  "unlockedAt": "2026-10-12T09:15:00-03:00",
  "dueDay": 10
}

Ágil loan offers

GET /v2/holder/credit/quotes openfinance

Lists Ágil personal-loan quotes (principalAmount, installmentCount, monthlyRate, apr) shown on the in-app loan tile, up to 36 instalments.

Auth: Bearer token from /v2/sessions/open.

partner
offers
offerId
principalAmount
installmentCount
installmentAmount
totalAmount
monthlyRate
apr
currency
minSettlementDays
maxSettlementDays

GET /v2/holder/credit/quotes HTTP/1.1
Authorization: Bearer <access-token>

{
  "partner": "AGIL",
  "offers": [
    {
      "offerId": "L-AGIL-1000-5",
      "principalAmount": 1000.00,
      "installmentCount": 5,
      "installmentAmount": 442.94,
      "totalAmount": 2214.70,
      "monthlyRate": 0.1599,
      "apr": 4.9299,
      "currency": "BRL",
      "minSettlementDays": 61,
      "maxSettlementDays": 1095
    }
  ]
}

Where teams use this data

Fatura collection reconciliation
A collector or family-budget bot pulls invoiceAmount, dueDate and linhaDigitavel each cycle, matches paymentsReceived against internet-banking slips, and flags OPEN faturas still unpaid after dueDay.
Limit and spend monitoring
A household dashboard charts availableLimit versus usedLimit and streams merchantName / amount / installmentCount from the live purchase feed so a second cardholder sees headroom before a swipe.
Pix and boleto cash-flow
A bookkeeper reads accountBalance and pixKey, then records outbound Pix endToEndId plus boleto beneficiaryName so the digital account and the Visa plastic share one ledger.
Ágil offer origination
A lending stack consumes principalAmount, installmentCount, monthlyRate and apr from the in-app Ágil quotes and compares them with the card's availableLimit before presenting a refinance.

Frequently asked questions

What card data does BrasilCard Cliente expose?

The illustrative API surface covers the Visa plastic (last4Digits, totalLimit, usedLimit, availableLimit, dueDay), the open fatura (invoiceAmount, minimumPayment, dueDate, linhaDigitavel), live purchases (merchantName, amount, installmentCount), the digital account (accountBalance, pixKey), Pix and boleto payments, card unlock, and Ágil loan quotes (principalAmount, installmentCount, apr).

How does the app authenticate cardholders?

Sign-in is CPF plus password and returns a Bearer accessToken for later calls. Fingerprint or face unlock on the device only opens the locally stored session; it does not replace the server login.

Can I pay the fatura from the digital account, not only via barcode?

Yes. The home flow still issues a FEBRABAN linhaDigitavel for internet banking, and the conta digital can settle the same invoiceId by Pix (method=PIX, endToEndId) or pay unrelated boletos from accountBalance.

Is this a public BrasilCard developer API?

No. The endpoints shown are illustrative first-party-style routes modeled on what the cardholder app does after login on its fatura, Pix, unlock and Ágil screens — not a documented partner API.

Apps similar to BrasilCard Cliente

Cartão Carrefour: Crédito e + — Banco CSF's cardholder app for the Cartão Carrefour store credit card tracks available and used limit, live purchases and the best shopping day, generates a barcode to pay the fatura, requests extra cards and offers a personal loan.
Credz — Credz (Credz S.A. Instituição de Pagamento / DMCARD SA) is a Brazilian store-card issuer whose app looks up limit, PIN and faturas, activates a virtual card and opens Club Credz merchant discounts and loyalty points.
Cartão Magalu — Itaú's Cartão Magalu app manages the Magazine Luiza and Luiza store credit cards with Magalu cashback, fatura pay and renegotiation, and temporary or recurring virtual cards for online shopping.
Nubank — Nubank's Android app is the São Paulo neobank's hub for a no-annual-fee international credit card, a free NuConta, 24/7 Pix, in-app loans and investments from R$1.
Digio — Digio is Bradesco's digital bank whose app combines an international credit card with contactless and virtual-card controls, a free digital account, Pix and investments that yield up to 105% of the CDI.
PicPay — PicPay is a Brazilian digital bank whose app combines a checking account, Pix, several PicPay credit cards, personal and payroll credit, a Cofrinho pot and in-app investments.
C6 Bank — C6 Bank's app opens a digital account in reais, dollars or euros, issues credit cards subject to analysis, and includes an international debit card plus brokerage for Brazilian and overseas assets.
Bradesco Cartões — Bradesco Cartões is Banco Bradesco's app for Bradesco and Bradescard credit cards, covering live limits and purchases, digital fatura and Pix or boleto payment, and instant block or contactless toggle.

More Payments apps

Topics

brasilcard cliente api
brasilcard fatura
brasilcard pix
linha digitavel fatura
availableLimit brasilcard
agil emprestimo brasilcard
conta digital brasilcard
boleto brasilcard

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BrasilCard Cliente data API: fatura, limite and Pix

Screenshots

API surface

CPF sign-in

Cardholder profile

Card limit snapshot

Open fatura

Fatura payment barcode

Live card purchases

Pay open fatura

Digital account snapshot

Send Pix

Pay boleto

Unlock plastic

Ágil loan offers

Data categories

Where teams use this data

Fatura collection reconciliation

Limit and spend monitoring

Pix and boleto cash-flow

Ágil offer origination

Frequently asked questions

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BrasilCard Cliente data API: fatura, limite and Pix

Screenshots

API surface

CPF sign-in

Cardholder profile

Card limit snapshot

Open fatura

Fatura payment barcode

Live card purchases

Pay open fatura

Digital account snapshot

Send Pix

Pay boleto

Unlock plastic

Ágil loan offers

Data categories

Where teams use this data

Fatura collection reconciliation

Limit and spend monitoring

Pix and boleto cash-flow

Ágil offer origination

Frequently asked questions

Related apps

Apps similar to BrasilCard Cliente

More Payments apps

BharatPe for Business

BukuWarung Apps for MSMEs

CashBook - Balance & Expense

Dhan Barse

Topics

Need this app's data API integrated?