Easycash - Pinjaman Daring icon

Easycash Pinjaman Daring Data API

PT Indonesia Fintopia Technology · Lending 4.6 ★

Easycash - Pinjaman Daring is the unsecured online cash-loan app from PT Indonesia Fintopia Technology, an OJK-licensed and OJK-supervised Indonesian fintech headquartered at Menara Dea 2, Floors 18–20, Jalan Mega Kuningan Barat 1-2 Kav E4 Setiabudi, East Kuningan, South Jakarta 12950. Borrowers aged 18 and over apply with no collateral for Rp100.000 to Rp100.000.000 over tenors of 3–12 months at a published maximum 36% APR and no extra admin fee; a listed promo prices Rp5.000.000 at 0.1% per day for 90 days as Rp450.000 interest (total Rp5.450.000, about Rp1.816.667 a month). After review, funds land in a bank account, and repayment runs through ATM, mobile and internet banking, OVO, Alfamart and Alfamidi with partner banks BCA, Mandiri, BRI, BNI and CIMB. The same Android client also hosts Investaja for lenders. Borrower support is [email protected] and +62 811-4150-0866 (Monday–Sunday 8:00–20:00), lender support [email protected], Instagram @easycashid. Google Play lists a 4.62 rating across 2,762,206 ratings and 50 million-plus installs, competing with Kredivo and Akulaku for Indonesian pinjaman users.

Cash-loan remainingCredit sits against totalCredit on the home card, with tempCredit as a time-boxed top-up; the Me tab restates the same line as homepageRemainCredits, quotaTotal and quotaUsed. Underwriting state arrives as creditsStatus (NOT_APPLIED through ACCEPTED or REJECTED) plus in-review waitingSecond.

A draw quote returns loanAmount, receivedAmount, totalFee and repayAmount with instalment rows of owedAmount and owedPrincipal. Posted orders carry principal, interest, loanDays and displayStatus. Unpaid bills list instalmentId, billingDate and totalUnpaidAmount; a collection discount can lower the due to adjustedAmount. Repayment rails mint accountNumber per channelType (BCA, Mandiri, BRI, BNI, CIMB, OVO). Bound payout accounts expose credentialId, bankName and accountNumber. KYC progress is unfinishedSteps / finishedSteps with hasIdentityNumber for the KTP NIK. Collection desks and lending-stack bots stitch those fields into nightly limit monitors and VA reconciliation; openData Studio turns the same surface into callable open data.

Screenshots

  • Easycash - Pinjaman Daring screenshot 1
  • Easycash - Pinjaman Daring screenshot 2
  • Easycash - Pinjaman Daring screenshot 3
  • Easycash - Pinjaman Daring screenshot 4
  • Easycash - Pinjaman Daring screenshot 5

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

  • Password login

    POST /v1/borrower/sign-in osint

    Signs the borrower in with mobileNumber and password (loginMode PASSWORD, selectedSDKType IDN_YQD). The JSON body returns name, loanVipUser and traceId; the session token is the Set-Cookie userToken later attached as Cookie and YQG-PLATFORM-USER-TOKEN.

    Auth: JSON body mobileNumber + password; loginMode=PASSWORD, selectedSDKType=IDN_YQD. Set-Cookie userToken is stored by the client and replayed as Cookie userToken plus YQG-PLATFORM-USER-TOKEN

    • mobileNumber
    • name
    • hasPassword
    • loanVipUser
    • newlyRegistered
    • nextPage
    • selectedSDKType
    • traceId
    • userToken
    POST /v1/borrower/sign-in HTTP/1.1
    Content-Type: application/json
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    platformType: ANDROID
    clientType: NATIVE_ANDROID
    YQG-PLATFORM-SDK-TYPE: IDN_YQD
    YQG-PLATFORM-PACKAGE_NAME: com.fintopia.idnEasycash.google
    build: 39713
    
    {
      "mobileNumber": "081234567890",
      "password": "********",
      "loginMode": "PASSWORD",
      "selectedSDKType": "IDN_YQD",
      "isFirstOpenLoginPage": "false",
      "appsflyerId": "af-uid",
      "appInstanceId": "fi-instance"
    }
    HTTP/1.1 200 OK
    Set-Cookie: userToken=utk_8f21c0ab; Path=/; Secure; HttpOnly
    
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "hasPassword": true,
        "loanVipUser": false,
        "migration": false,
        "mobileNumber": "081234567890",
        "name": "Siti Nurhaliza",
        "newlyRegistered": false,
        "nextPage": "HOME",
        "selectedSDKType": "IDN_YQD",
        "showVipUIOfMePage": false,
        "traceId": "tr-91ab"
      }
    }
  • Cash-loan home credits

    GET /v1/credit/summary openfinance

    Loads the signed-in home card: remainingCredit against totalCredit, optional tempCredit, displayStatus / exactStatus, and the repayment strip (recentUnpaidAmount, totalUnpaidAmount, recentlyBillingDate) plus product minAmount / maxAmount / stepAmount.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • remainingCredit
    • totalCredit
    • tempCredit
    • displayStatus
    • exactStatus
    • firstLoan
    • latestPayoutSuccessOrderId
    • recentUnpaidAmount
    • totalUnpaidAmount
    • recentlyBillingDate
    • minAmount
    • maxAmount
    • maxTerms
    • stepAmount
    GET /v1/credit/summary?triggerSource=HOME HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    platformType: ANDROID
    clientType: NATIVE_ANDROID
    YQG-PLATFORM-SDK-TYPE: IDN_YQD
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "userInfo": {
          "remainingCredit": 4500000,
          "totalCredit": 8000000,
          "tempCredit": 500000,
          "displayStatus": "ENABLE_CREATE_ORDER",
          "exactStatus": "READY",
          "firstLoan": false,
          "latestPayoutSuccessOrderId": 882144,
          "loanVipUser": false,
          "repayment": {
            "orderId": "882144",
            "overdue": false,
            "recentUnpaidAmount": 1816667,
            "recentlyBillingDate": 1761321600000,
            "totalUnpaidAmount": 5450000,
            "seriouslyOverdue": false
          }
        },
        "product": {
          "minAmount": 100000,
          "maxAmount": 10000000,
          "maxTerms": 12,
          "stepAmount": 100000,
          "defaultChooseProductId": "P-90D"
        }
      }
    }
  • Me-tab credit quota

    GET /v1/profile/credit-line openfinance

    Reads the Me-tab quota card: homepageRemainCredits, quotaTotal, quotaUsed and creditQuotaStatus, plus userProfile.mobileNumber / emailContent and walletAmount.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • homepageRemainCredits
    • quotaTotal
    • quotaUsed
    • creditQuotaStatus
    • mobileNumber
    • emailContent
    • profileUrl
    • walletAmount
    • showDirectDebitEntrance
    GET /v1/profile/credit-line HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    platformType: ANDROID
    clientType: NATIVE_ANDROID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "creditInfo": {
          "homepageRemainCredits": 4500000,
          "quotaTotal": 8000000,
          "quotaUsed": 3500000,
          "creditQuotaStatus": "ACCEPTED"
        },
        "userProfile": {
          "mobileNumber": "081234567890",
          "profileUrl": "https://cdn.example.com/p/siti.jpg",
          "emailContent": "[email protected]"
        },
        "walletInfo": {
          "walletAmount": "0",
          "walletText": "Saldo",
          "walletUrl": "https://app.example.com/wallet"
        },
        "showDirectDebitEntrance": true
      }
    }
  • Credit-application status

    GET /v1/credit/application-status openfinance

    Returns the underwriting funnel state creditsStatus (NOT_APPLIED, IN_REVIEW, ACCEPTED, REJECTED, CANCELLED, IMAGE_REVIEW_REJECTED) plus in-review timers passedTime / waitingSecond and flags jumpToCreateOrderPage, triggerAuthFlow.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • creditsStatus
    • passedTime
    • waitingSecond
    • jumpToCreateOrderPage
    • jumpToLiving
    • triggerAuthFlow
    GET /v1/credit/application-status HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "creditsStatus": "IN_REVIEW",
        "inReviewResponse": {
          "passedTime": 1800,
          "waitingSecond": 5400,
          "showHomeSmeEntrance": false
        },
        "jumpToCreateOrderPage": false,
        "jumpToLiving": false,
        "triggerAuthFlow": true
      }
    }
  • Fee quote for amount

    GET /v1/loans/quote openfinance

    Quotes a cash-loan draw: loanAmount vs receivedAmount, totalFee, repayAmount, firstRepayAmount, days/terms, and instalmentPlanList rows with owedAmount, owedPrincipal and owedPostInterest.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • loanAmount
    • receivedAmount
    • repayAmount
    • totalFee
    • firstRepayAmount
    • days
    • terms
    • productId
    • owedAmount
    • owedPrincipal
    • owedPostInterest
    • billingDate
    GET /v1/loans/quote?productId=P-90D&amount=5000000&couponId=0 HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "loanAmount": 5000000,
        "receivedAmount": 5000000,
        "repayAmount": 5450000,
        "totalFee": 450000,
        "firstRepayAmount": "1816667",
        "days": 90,
        "terms": 3,
        "productId": "P-90D",
        "instalmentPlanList": [
          {
            "termIdx": 1,
            "owedAmount": 1816667,
            "owedPrincipal": 1666667,
            "owedPostInterest": 150000,
            "billingDate": 1761321600000,
            "title": "Cicilan 1"
          }
        ]
      }
    }
  • Create cash-loan order

    POST /v1/loans openfinance

    Submits a cash-loan draw (principal, productId, paymentMethod, paymentCredentialId) and returns EasyCashOrder id, actualAmount, interest, loanDays, terms, displayStatus and totalInitialRepayAmount.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • id
    • principal
    • actualAmount
    • interest
    • loanDays
    • remainDays
    • terms
    • displayStatus
    • billingDate
    • timeCreated
    • timeDeposited
    • totalInitialRepayAmount
    • repayType
    • isCompleted
    POST /v1/loans HTTP/1.1
    Content-Type: application/json
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    
    {
      "principal": "5000000",
      "productId": "P-90D",
      "paymentMethod": "BANK_ACCOUNT",
      "paymentCredentialId": "cred-441",
      "verificationCode": "123456",
      "scene": "NORMAL",
      "loanAllAmount": false
    }
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "message": "OK",
        "order": {
          "id": "882144",
          "principal": 5000000,
          "actualAmount": 5000000,
          "interest": 450000,
          "loanDays": 90,
          "remainDays": 90,
          "terms": 3,
          "displayStatus": "PAYING",
          "billingDate": 1761321600000,
          "timeCreated": 1758643200000,
          "timeDeposited": 0,
          "totalExtraFee": 0,
          "totalInitialRepayAmount": 1816667,
          "repayType": "INSTALMENT",
          "isCompleted": false
        }
      }
    }
  • All cash-loan orders

    GET /v1/loans/records openfinance

    Pages the borrower's cash-loan history: orderId, principal, unpaidAmount, status, terms, repaymentTime and restructure on each OrderRecordInfo plus body.total.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • orderId
    • principal
    • unpaidAmount
    • status
    • terms
    • repaymentTime
    • displayTime
    • restructure
    • content
    • total
    GET /v1/loans/records?status=&offset=0&limit=20 HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "total": 2,
        "data": [
          {
            "orderId": "882144",
            "principal": 5000000,
            "unpaidAmount": 5450000,
            "status": "PAYING",
            "terms": 3,
            "repaymentTime": 1761321600000,
            "displayTime": 1758643200000,
            "restructure": false,
            "content": "Cicilan berjalan"
          }
        ]
      }
    }
  • Instalment bill list

    GET /v1/bills/instalments openfinance

    Lists unpaid instalments for the bills screen: instalmentId, amount, billingDate / billingDateDesc, millisToBillingDate, plus body.totalUnpaidAmount and urgentUnpaidAmount on AmountResponse.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • instalmentId
    • orderId
    • amount
    • billingDate
    • billingDateDesc
    • millisToBillingDate
    • disable
    • total
    • totalUnpaidAmount
    • urgentUnpaidAmount
    GET /v1/bills/instalments?status=UNPAID HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "total": 3,
        "totalUnpaidAmount": 5450000,
        "instalmentList": [
          {
            "instalmentId": "inst-1",
            "orderId": "882144",
            "amount": 1816667,
            "billingDate": 1761321600000,
            "billingDateDesc": "25 Okt 2026",
            "millisToBillingDate": 864000000,
            "disable": false
          }
        ],
        "amountResponse": {
          "urgentUnpaidAmount": "1816667",
          "urgentUnpaidAmountTitle": "Jatuh tempo",
          "totalUnpaidAmountDesc": "Rp5.450.000"
        }
      }
    }
  • Instalment repayment quote

    POST /v1/bills/repayment-quote openfinance

    Reprices a selected instalment repayment: CollectionReduction.adjustedAmount when a collection discount is enabled, with the tip shown on the repay sheet.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • adjustedAmount
    • enabled
    • tip
    POST /v1/bills/repayment-quote HTTP/1.1
    Content-Type: application/x-www-form-urlencoded
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    
    scene=NORMAL&amount=1816667&canPartialRepayment=true&repaymentChannelPageDisplayStrategy=B
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "collectionReduction": {
          "adjustedAmount": 1750000,
          "enabled": true,
          "tip": "Diskon penagihan berlaku"
        }
      }
    }
  • Repayment VA by channel

    POST /v1/payments/virtual-account openbanking

    Mints the repayment virtual account for a chosen channel (BCA, Mandiri, BRI, BNI, CIMB, OVO): accountNumber, channelName, channelType, canCopy and modes listed on the repay sheet.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • accountNumber
    • channelName
    • channelType
    • canBeUsed
    • canCopy
    • logoUrl
    • tag
    POST /v1/payments/virtual-account HTTP/1.1
    Content-Type: application/json
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    
    {
      "channel": "BCA",
      "amount": 1816667,
      "instalmentIds": ["inst-1"],
      "couponId": 0
    }
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "accountNumber": "7001234567890123",
        "channelName": "BCA Virtual Account",
        "channelType": "BCA",
        "canBeUsed": true,
        "canCopy": true,
        "logoUrl": "https://cdn.example.com/bank/bca.png",
        "tag": "VA",
        "modes": [
          { "mode": "ATM", "desc": "Transfer via ATM BCA" }
        ]
      }
    }
  • Add disbursement bank account

    POST /v1/payout-accounts openbanking

    Binds a disbursement bank account (name, cardNumber, bankCode) and returns BankCardInfo credentialId, accountNumber, bankName, paymentMethod and status (AVAILABLE / PENDING / IN_REVIEW).

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • accountNumber
    • bankCode
    • bankName
    • bankLogoUrl
    • credentialId
    • name
    • paymentMethod
    • status
    • ewallet
    POST /v1/payout-accounts HTTP/1.1
    Content-Type: application/x-www-form-urlencoded
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    
    name=Siti%20Nurhaliza&cardNumber=1234567890&bankCode=CENAIDJA&source=BIND_CARD
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "accountNumber": "1234567890",
        "bankCode": "CENAIDJA",
        "bankName": "BCA",
        "bankLogoUrl": "https://cdn.example.com/bank/bca.png",
        "credentialId": "cred-441",
        "name": "Siti Nurhaliza",
        "paymentMethod": "BANK_ACCOUNT",
        "status": "AVAILABLE",
        "ewallet": false
      }
    }
  • List payment credentials

    GET /v1/payout-accounts openbanking

    Lists bound disbursement credentials used at create-order: paymentCredentials[].credentialId, accountNumber, bankName, paymentMethod and status.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • paymentCredentials
    • credentialId
    • accountNumber
    • bankCode
    • bankName
    • name
    • paymentMethod
    • status
    • ewallet
    GET /v1/payout-accounts HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "paymentCredentials": [
          {
            "credentialId": "cred-441",
            "accountNumber": "1234567890",
            "bankCode": "CENAIDJA",
            "bankName": "BCA",
            "name": "Siti Nurhaliza",
            "paymentMethod": "BANK_ACCOUNT",
            "status": "AVAILABLE",
            "ewallet": false
          }
        ]
      }
    }
  • KYC auth-order steps

    GET /v1/kyc/progress osint

    Returns the KYC progress bar: unfinishedSteps / finishedSteps (desc, webAuthUrl), canEnterMinimaListProcess, mustEnterMergeAccount and webPreLoanUrl before a first draw.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • unfinishedSteps
    • finishedSteps
    • canEnterMinimaListProcess
    • mustEnterMergeAccount
    • webPreLoanUrl
    • desc
    • webAuthUrl
    GET /v1/kyc/progress HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "unfinishedSteps": [
          { "desc": "KTP", "webAuthUrl": "https://app.example.com/auth/ktp", "hideInProgressBar": false }
        ],
        "finishedSteps": [
          { "desc": "PHONE", "hideInProgressBar": false }
        ],
        "canEnterMinimaListProcess": false,
        "mustEnterMergeAccount": false,
        "webPreLoanUrl": "https://app.example.com/preloan"
      }
    }
  • Identity-number presence check

    GET /v1/identity/check/{mobileNumber} osint

    Tells the register/migrate flow whether this mobileNumber already has an identityNumber (KTP NIK) on file via hasIdentityNumber.

    Auth: Cookie userToken plus YQG-PLATFORM-USER-TOKEN from POST /v1/borrower/sign-in (mobileNumber + password); CHANNEL EASYCASH_GOOGLEPLAY_ID

    • hasIdentityNumber
    GET /v1/identity/check/{mobileNumber} HTTP/1.1
    Cookie: userToken=utk_8f21c0ab
    YQG-PLATFORM-USER-TOKEN: utk_8f21c0ab
    CHANNEL: EASYCASH_GOOGLEPLAY_ID
    {
      "status": { "code": 0, "detail": "OK" },
      "body": {
        "hasIdentityNumber": true
      }
    }

Data categories

  • credit limits
  • cash-loan orders
  • instalment bills
  • repayment VA
  • linked banks
  • KYC steps
  • fee quotes
  • identity presence

Where teams use this data

  • Cash-loan limit monitoring

    A lender or collection desk polls remainingCredit against totalCredit and Me-tab quotaTotal / quotaUsed nightly so a new draw is blocked when homepageRemainCredits is exhausted or creditsStatus is still IN_REVIEW.

  • Instalment bill reconciliation

    Finance ops match instalmentId, amount and billingDate from the unpaid instalment list, plus totalUnpaidAmount, against bank VA credits so overdue IDR bills are flagged the same day they age.

  • Repayment-VA matching

    Ops look up accountNumber, channelName and channelType for BCA, Mandiri, BRI, BNI, CIMB or OVO so inbound transfers post to the correct instalmentIds.

  • KYC funnel tracker

    Onboarding tools read unfinishedSteps / finishedSteps and hasIdentityNumber to see whether a borrower still owes KTP upload before jumpToCreateOrderPage becomes true.

Frequently asked questions

What credit-limit fields does Easycash expose?

GET /v1/credit/summary returns remainingCredit, totalCredit and optional tempCredit on the home card. GET /v1/profile/credit-line restates the line as homepageRemainCredits, quotaTotal, quotaUsed and creditQuotaStatus. GET /v1/credit/application-status adds creditsStatus (NOT_APPLIED, IN_REVIEW, ACCEPTED, REJECTED, CANCELLED, IMAGE_REVIEW_REJECTED).

How are instalment bills repaid?

GET /v1/bills/instalments returns instalmentId, amount, billingDate and totalUnpaidAmount. POST /v1/bills/repayment-quote can apply a collectionReduction.adjustedAmount. POST /v1/payments/virtual-account then mints accountNumber for a channelType such as BCA or OVO.

How does the app authenticate these calls?

POST /v1/borrower/sign-in takes mobileNumber and password (loginMode PASSWORD, selectedSDKType IDN_YQD). The session is Set-Cookie userToken, replayed as Cookie userToken= plus the YQG-PLATFORM-USER-TOKEN header. CHANNEL is EASYCASH_GOOGLEPLAY_ID.

Where does the cash-loan draw land?

POST /v1/payout-accounts binds name, cardNumber and bankCode and returns credentialId. GET /v1/payout-accounts lists those payout credentials. POST /v1/loans then pays principal into that paymentCredentialId and returns the order id, actualAmount and interest.

Apps similar to Easycash - Pinjaman Daring

  • Kredivo — OJK-licensed Indonesian paylater and pinjaman line from PT Kredivo Finance Indonesia, with revolving merchant spend beside cash loans.
  • Akulaku — Indonesian paylater and cash-loan brand frequently named next to Easycash in Play reviews for the same unsecured pinjaman users.
  • Tunaiku — Indonesian online installment-loan app (pinjaman dana online) competing for the same unsecured personal-loan applicants as Easycash, with tenor-based repayment schedules.

Topics

  • Easycash API
  • Easycash pinjaman data
  • remainingCredit
  • quotaTotal
  • instalmentId
  • PT Indonesia Fintopia Technology
  • Indonesia cash loan API

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We deliver scoped integrations for any named app — from USD 500 with source-code handoff, or hosted access billed per call. Tell us the data you need.

  • NDA + SOW on every engagement
  • Delivery in 3–7 days
  • Payment only after acceptance
  • Work scoped to authorized use

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