Stori Data API: credit statements, CLABE and vaults

Stori - Crédito y Ahorro is Stori's consumer Android app for Mexico — a digital credit card plus Cuenta / Ahorro Turbo deposits under the PowerUp / Stori Card group. After phone sign-in and CURP onboarding, cardholders activate a physical or virtual card, pay the quincenal statement by SPEI CLABE or an OXXO reference, split purchases into MSI mensualidades, collect cashback, and park pesos in Stori Inversión+ fixed-term vaults. The home hub also covers card freeze, NIP, chargebacks, FATCA status and SPEI transfer limits. The product is Mexico-only and sits next to Nu México, Klar and Mercado Pago for consumers who want a revolving line and a CLABE savings account on the same phone.

Quincenal statement rows pin availableCredit against totalDebt, minPayment and dueDate, while purchase lines stamp merchantName, amount and isMsi next to authNum and the PAN tail endingFour. Cuenta Turbo deposits expose a SPEI clabe with formattedClabe and fullUserName, transfer caps in maxAmountValue / accountLevel, and yield ticks as cycleAccumulatedAmount, yesterdayAccruedAmount, grossAmount, netAmount and isrTax. Stori Inversión+ vaults list depositAlias, gatNominalString and termString; cashback ledgers split cashback from amountToRedeem; secured-card collateral splits debitUnfrozenBalance from debitFrozenBalance. KYC identity on the same session carries curp, email and phone. Lending-stack reconcilers, SPEI inbound monitors and yield dashboards consume those objects; openData Studio turns them into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

Read cardholder profile

GET /v1/cardholders/me osint

Reads the signed-in cardholder row used on home — CURP, email, phone, unifiedStatus, dqInfo and the cards[] list.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

userID
customerID
name
lastName1
lastName2
email
phone
curp
birthDate
unifiedStatus
accountUUID
cardPinStatus
coreCustomerID
coreAccountID
isSecuredCard
dqInfo.status
dqInfo.dqDays
productInfo.productID
cards.cardUUID
cards.cardType

GET /v1/cardholders/me HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "userID": "usr_8f21c4",
  "customerID": "cus_19a2b7",
  "name": "Ana",
  "lastName1": "García",
  "lastName2": "López",
  "email": "[email protected]",
  "phone": "5512345678",
  "curp": "GALA850101MDFRRN09",
  "birthDate": "1985-01-01",
  "unifiedStatus": "ACTIVE",
  "accountUUID": "acct-7c91e2",
  "campaignApiVersion": "v2",
  "cardPinStatus": "SET",
  "coreCustomerID": "core-cus-441",
  "coreAccountID": "core-acc-882",
  "isSecuredCard": false,
  "dqInfo": {"status": "CURRENT", "dqDays": 0},
  "productInfo": {"productID": "STORI_CARD", "subProductID": "CLASSIC"},
  "cards": [{"cardUUID": "card-aa12", "cardType": "PHYSICAL"}]
}

Current credit statement

GET /v1/credit/statements/latest openfinance

Reads the live quincenal statement tile — availableCredit, totalDebt, minPayment and dueDate for Pay Mi Stori.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

availableCredit
totalDebt
originalBalance
totalPayment
minPayment
authCreditBalance
usedCredit
positiveAmount
overdraftAmount
statementDate
dueDate
currentDueDate
nextDueDate
lowQuincenaDate
highQuincenaDate
cutDate
lastUpdateTms

GET /v1/credit/statements/latest HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "availableCredit": "12450.00",
  "totalDebt": "8750.40",
  "originalBalance": "9100.00",
  "totalPayment": "349.60",
  "minPayment": "440.00",
  "authCreditBalance": "21200.40",
  "usedCredit": "8750.40",
  "positiveAmount": "0.00",
  "overdraftAmount": "0.00",
  "statementDate": "2026-10-15",
  "currentStatementDt": "2026-10-15",
  "nextStatementDt": "2026-10-31",
  "dueDate": "2026-10-25",
  "currentDueDate": "2026-10-25",
  "nextDueDate": "2026-11-10",
  "expirationDay": 25,
  "lowQuincenaDate": "2026-10-01",
  "highQuincenaDate": "2026-10-15",
  "cutDate": "2026-10-15",
  "lastUpdateTms": "2026-10-19T18:40:00-06:00"
}

List card transactions

GET /v1/credit/ledger/entries openbanking

Pages card-ledger rows shown on movements — merchantName, amount, isMsi and authNum with cursor links first/next/last.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

count
first
next
previous
last
result.id
merchantName
amount
transactionType
category
currency
dateTime
isMsi
isInstallmentAvailable
endingFour
authNum
storiVAT

GET /v1/credit/ledger/entries HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "count": 2,
  "first": "/v1/credit/ledger/entries?page=1",
  "next": null,
  "previous": null,
  "last": "/v1/credit/ledger/entries?page=1",
  "result": [
    {
      "id": "txn_9c41",
      "displayType": "PURCHASE",
      "transactionType": "POS",
      "category": "GROCERY",
      "merchantName": "OXXO REFORMA",
      "title": "OXXO Reforma",
      "amount": "186.50",
      "storiVAT": "25.86",
      "currency": "MXN",
      "city": "CDMX",
      "country": "MX",
      "isTxnTypeChargebackAvailable": true,
      "ticketNumber": "TCK-4412",
      "endingFour": "4412",
      "dateTime": "2026-10-18T19:12:00-06:00",
      "authNum": "084421",
      "cardType": "PHYSICAL",
      "isInstallmentAvailable": true,
      "isMsi": false
    }
  ]
}

Card transaction detail

GET /v1/credit/ledger/entries/{entry_id} openbanking

Hydrates one movement into receipt fields — authNum, endingFour, storiVAT, city/country and chargeback eligibility.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

id
merchantName
amount
storiVAT
currency
city
country
authNum
endingFour
category
ticketNumber
isTxnTypeChargebackAvailable
isMsi
isInstallmentAvailable
dateTime
cardType

GET /v1/credit/ledger/entries/txn_9c41 HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "id": "txn_9c41",
  "displayType": "PURCHASE",
  "transactionType": "POS",
  "category": "GROCERY",
  "merchantName": "OXXO REFORMA",
  "title": "OXXO Reforma",
  "amount": "186.50",
  "storiVAT": "25.86",
  "currency": "MXN",
  "city": "CDMX",
  "country": "MX",
  "isTxnTypeChargebackAvailable": true,
  "ticketNumber": "TCK-4412",
  "endingFour": "4412",
  "dateTime": "2026-10-18T19:12:00-06:00",
  "authNum": "084421",
  "cardType": "PHYSICAL",
  "billerAccountId": null,
  "isInstallmentAvailable": true,
  "isMsi": false,
  "relatedTransactions": []
}

Statement period summary
GET /v1/credit/accounts/{account_id}/period-summary openfinance
Breaks a statement period into initialBalance, purchases, payments, interests, vat and endingBalance.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- initialBalance
- payments
- credits
- debits
- purchases
- interests
- fees
- cashWithdrawals
- vat
- endingBalance
```
GET /v1/credit/accounts/acct-7c91e2/period-summary HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "initialBalance": "9100.00",
  "payments": "349.60",
  "credits": "120.00",
  "debits": "0.00",
  "purchases": "186.50",
  "interests": "41.20",
  "fees": "0.00",
  "cashWithdrawals": "0.00",
  "vat": "25.86",
  "endingBalance": "8750.40"
}
```

Cuenta Turbo movement list

GET /v1/deposits/accounts/{customer_id}/movements openbanking

Pages Cuenta Turbo SPEI and yield movements — billingAmount, txnType, direction and status.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

currentPage
recordsPage
totalRecords
items.transactionId
billingAmount
currencyCode
txnType
bizType
direction
status
postDayLocal
postTimeLocal
cpAccountId

GET /v1/deposits/accounts/usr_8f21c4/movements HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "currentPage": 1,
  "recordsPage": 20,
  "totalRecords": 1,
  "items": [
    {
      "transactionId": "dep-txn-10021",
      "billingAmount": "2500.00",
      "currencyCode": "MXN",
      "txnType": "SPEI_IN",
      "bizType": "DEPOSIT",
      "cpAccountId": "cpa-441",
      "productRequestId": "pr-77",
      "direction": "CREDIT",
      "postDayLocal": "2026-10-18",
      "postTimeLocal": "14:05:11",
      "type": "TRANSFER",
      "status": "POSTED",
      "refundReason": null
    }
  ]
}

Read SPEI CLABE
GET /v1/deposits/receive/clabe openbanking
Returns the Cuenta Turbo inbound SPEI CLABE shown on receive — clabe, formattedClabe, provider and fullUserName.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- provider
- channel
- clabe
- formattedClabe
- status
- fullUserName
```
GET /v1/deposits/receive/clabe?user=true HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "provider": "STP",
  "channel": "CLABE",
  "clabe": "646180123456789012",
  "formattedClabe": "646 180 12345678901 2",
  "status": "ACTIVE",
  "fullUserName": "ANA GARCIA LOPEZ"
}
```
SPEI transfer limits
GET /v1/deposits/accounts/{customer_id}/transfer-limits openbanking
Reads CNBV-style accountLevel caps — maxAmountValue, maxAmountDeposit and cycleType on Turbo sends.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- limitCode
- ruleType
- cycleType
- maxAmountValue
- accountLevel
- maxAmountDeposit
```
GET /v1/deposits/accounts/usr_8f21c4/transfer-limits HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "limitCode": "SPEI_OUT",
  "ruleType": "MAX_AMOUNT",
  "cycleType": "DAILY",
  "maxAmountValue": "25000.00",
  "accountLevel": "N2",
  "maxAmountDeposit": "50000.00"
}
```
Cuenta Turbo accrued yields
GET /v1/deposits/accounts/{customer_id}/yield openfinance
Reads Turbo yield ticks — cycleAccumulatedAmount, yesterdayAccruedAmount, grossAmount, netAmount and ISR withholding.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- date
- currency
- cycleAccumulatedAmount
- yesterdayAccruedAmount
- grossAmount
- netAmount
- isrTax
```
GET /v1/deposits/accounts/usr_8f21c4/yield HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "date": "2026-10-19",
  "currency": "MXN",
  "cycleAccumulatedAmount": "42.18",
  "yesterdayAccruedAmount": "1.37",
  "grossAmount": "49.10",
  "netAmount": "42.18",
  "isrTax": "6.92"
}
```

List Inversión+ vaults

GET /v1/savings/vaults openfinance

Lists Stori Inversión+ vaults — depositAlias, gatNominalString, termString, totalInvestment and autorenewal flags.

Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.

id
status
statusString
depositAlias
amountString
leftDays
endDate
interestString
termString
gatNominalString
totalInvestment
interestReturn
isAutoRenewalEnabled
investmentChoice

GET /v1/savings/vaults HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json

{
  "investments": [
    {
      "id": "vault-svd-00007",
      "status": "ACTIVE",
      "statusString": "Activa",
      "depositAlias": "Stori Inversión+",
      "amountString": "$10,000.00",
      "leftDays": 312,
      "endDateString": "15 sep 2027",
      "endDate": "2027-09-15",
      "createdDateString": "20 oct 2026",
      "interestString": "$1,550.00",
      "termString": "360 días",
      "gatNominalString": "15.50%",
      "totalInvestment": "10000.00",
      "interestReturn": "1550.00",
      "autorenewal": false,
      "isAutoRenewalEnabled": false,
      "autorenewalEditable": true,
      "investmentChoice": "SVDFIXTERM00007"
    }
  ]
}

Inversión+ vault limits
GET /v1/savings/vaults/capacity openfinance
Reads cash available to open or top up an Inversión+ vault (availableBalance) plus the GAT disclaimer.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- availableBalance
- disclaimer
```
GET /v1/savings/vaults/capacity HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "availableBalance": "8500.00",
  "disclaimer": "El GAT nominal es bruto antes de ISR."
}
```
Accumulated cashback
GET /v1/rewards/cashback/balance openfinance
Reads the rewards cashback balance - cashback vs amountToRedeem, cashbackLimitReached and redeemed_cashback / instant_cashback UX.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- cashback
- cashbackLimitReached
- userExperience
- amountToRedeem
```
GET /v1/rewards/cashback/balance HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "cashback": "320.50",
  "cashbackLimitReached": false,
  "userExperience": "redeemed_cashback",
  "amountToRedeem": "320.50"
}
```
Secured-card collateral balance
GET /v1/secured-card/collateral/{customer_id} openfinance
Splits secured-card collateral into debitFrozenBalance, debitUnfrozenBalance and remainingToActivate.
Auth: Authorization: Bearer <id-token-jwt>, the identity token issued by the app's sign-in session and sent on every call.
- remainingToActivate
- debitUnfrozenBalance
- minimalDebitFrozenBalanceForConsumption
- debitFrozenBalance
```
GET /v1/secured-card/collateral/usr_8f21c4 HTTP/1.1
Authorization: Bearer <id-token-jwt>
Accept: application/json
```
```
{
  "remainingToActivate": "0.00",
  "debitUnfrozenBalance": "1500.00",
  "minimalDebitFrozenBalanceForConsumption": "500.00",
  "debitFrozenBalance": "3500.00"
}
```

Data categories

identity
credit statements
card transactions
SPEI CLABE
deposit yields
investment vaults
cashback

Where teams use this data

Quincenal credit-line reconciliation
Nightly jobs pull availableCredit, totalDebt and minPayment against purchases/payments/endingBalance so a collections or ERP stack can flag missed dueDate windows without scraping Pay Mi Stori.
SPEI inbound matching
Treasury bots bind the published clabe / formattedClabe to Turbo SPEI_IN rows (transactionId, billingAmount, direction) and enforce maxAmountValue / accountLevel caps on outbound sends.
Yield and Inversión+ ops
Wealth dashboards chart cycleAccumulatedAmount and isrTax on Cuenta Turbo, then list vaults by gatNominalString, termString and autorenewal for GAT-disclosed fixed-term inventory.
KYC and cashback overlays
Support desks join curp, email and phone on the cardholder row with cashback / amountToRedeem and secured-card debitFrozenBalance when a dispute or collateral top-up lands.

Frequently asked questions

Which Stori fields describe the live credit line?

The current-statement object carries availableCredit, totalDebt, usedCredit, minPayment and dueDate, with a period summary of initialBalance, purchases, payments, vat and endingBalance.

How is the Cuenta Turbo SPEI account represented?

Inbound receive publishes clabe, formattedClabe, provider and fullUserName. Movements then stamp transactionId, billingAmount, txnType, direction and status; caps sit on maxAmountValue, maxAmountDeposit, accountLevel and cycleType.

What identifies a Stori cardholder?

The profile row keys userID and customerID and carries curp, email, phone, unifiedStatus, dqInfo and the cards[] list (cardUUID, cardType).

Apps similar to Stori - Crédito y Ahorro

Nu — Nu is Nubank's Mexico app, which entered the market in 2019 with a no-annual-fee Mastercard credit card and a fee-free digital account, and later applied through Nu México for a local banking license.
Klar — Klar is a CNBV-regulated Mexican SOFIPO whose app issues a no-annual-fee credit card, a Cuenta Klar debit account and fixed-term Inversión deposits.
Mercado Pago — Mercado Pago in Mexico issues a no-annual-fee Visa credit card with meses sin intereses and a digital account that pays yield on available balance and Apartados savings.
Ualá — Ualá in Mexico offers a no-annual-fee credit card, a Mastercard debit card and a yield-bearing cuenta with Reserva a plazo term deposits.
Plata — Plata (Banco Plata) is a Mexican digital bank whose app issues Plata Crédito — a Mastercard with category cashback and meses sin intereses — plus Plata Cuenta deposits.
Hey Banco — Hey Banco is a Mexican digital bank whose app opens a cuenta, issues credit cards with no lifetime annual fee, and offers Ahorro Hey savings and Inversión Hey deposits.
albo — albo is a CNBV-authorized Mexican IFPE whose app opens a personal cuenta with physical and virtual Mastercard debit cards and cash-in at retail chains.

More Banking apps

Topics

Stori API
Stori Mexico credit card
availableCredit
SPEI clabe
gatNominalString
Cuenta Turbo yields
Stori Inversión+
curp cardholder

Need this app's data API integrated?

We deliver scoped integrations for any named app — from USD 500 with source-code handoff, or hosted access billed per call. Tell us the data you need.

NDA + SOW on every engagement
Delivery in 3–7 days
Payment only after acceptance
Work scoped to authorized use

Get a quote

Stori Data API: credit statements, CLABE and vaults

Screenshots

API surface

Read cardholder profile

Current credit statement

List card transactions

Card transaction detail

Statement period summary

Cuenta Turbo movement list

Read SPEI CLABE

SPEI transfer limits

Cuenta Turbo accrued yields

List Inversión+ vaults

Inversión+ vault limits

Accumulated cashback

Secured-card collateral balance

Data categories

Where teams use this data

Quincenal credit-line reconciliation

SPEI inbound matching

Yield and Inversión+ ops

KYC and cashback overlays

Frequently asked questions

Apps similar to Stori - Crédito y Ahorro

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?

Stori Data API: credit statements, CLABE and vaults

Screenshots

API surface

Read cardholder profile

Current credit statement

List card transactions

Card transaction detail

Statement period summary

Cuenta Turbo movement list

Read SPEI CLABE

SPEI transfer limits

Cuenta Turbo accrued yields

List Inversión+ vaults

Inversión+ vault limits

Accumulated cashback

Secured-card collateral balance

Data categories

Where teams use this data

Quincenal credit-line reconciliation

SPEI inbound matching

Yield and Inversión+ ops

KYC and cashback overlays

Frequently asked questions

Related apps

Apps similar to Stori - Crédito y Ahorro

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?