Trade Republic Data API: Endpoints and Fields

Trade Republic Bank GmbH · Banking

Trade Republic: Broker & Bank is Trade Republic Bank GmbH's Android client — a Berlin neobroker that also runs a licensed cash account. After phone-number plus PIN sign-in, customers buy stocks, ETFs, derivatives, crypto and bonds, run Sparplan savings plans, park euros on an IBAN cash account that pays interest, spend on a Visa debit with freeze and Google Pay, and (in France) hold a Livret A or PEA tax wrapper. The home hub also covers multi-portfolio browse, watchlists, junior accounts, AVD managed strategies, corporate actions and in-app support chat. The product is EU-only, with Germany as the home market and live apps in France and Spain, sitting next to Scalable Capital, flatex, Revolut and N26 for investors who want brokerage and a bank IBAN on the same phone.

Cash-account rows keyed by accountNumber carry amount and ISO currency, while deposit rails expose iban and bic on the primary payment address. Sparplan rows stamp instrumentId, fundingCashAccNo and nextExecutionDate; Visa debit cards return lastFourPan plus daily and monthly spendDaily / atmDaily windows. German Freistellungsauftrag state sits in used against maximum on the exemption order, Livret A (France) reports an ACTIVE balance, and the interest tile publishes currentInterestRate with earnedInterest.

Treasury, tax-wrapper and family-office tools recon cash versus brokerage, monitor Sparplan funding, and flag remaining Steuerfreibetrag — openData Studio turns those fields into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

PIN login
POST /v1/auth/pin-sign-in openbanking
Exchanges phoneNumber + pin for sessionToken / refreshToken JWTs plus the accountState and jurisdiction that shape every later call.
Auth: Phone number plus PIN (or passcode credential) in the request body. The response sessionToken JWT is sent as Authorization: Bearer on later calls; refreshToken rotates the session.
- phoneNumber
- pin
- subjectId
- refreshToken
- sessionToken
- accountState
- jurisdiction
- trackingId
```
POST /v1/auth/pin-sign-in HTTP/1.1
Content-Type: application/json
X-App-Version: <appVersion>
X-Client-Platform: android

{
  "phoneNumber": "+491701234567",
  "pin": "<pin>",
  "subjectId": "sub-8f21c4"
}
```
```
{
  "refreshToken": "<refreshToken>",
  "sessionToken": "<sessionToken>",
  "accountState": "ACTIVE",
  "jurisdiction": "DE",
  "trackingId": "trk-19a2b7"
}
```

Refresh session

POST /v1/auth/session-renewal openbanking

Mints a fresh session after PIN login: sessionToken JWT, accountState, jurisdiction, backendFeatures and subjectId.

Auth: subjectId in the request body; the renewed sessionToken JWT attaches as Authorization: Bearer.

subjectId
sessionToken.value
accountState
jurisdiction
backendFeatures
trackingId

POST /v1/auth/session-renewal HTTP/1.1
Authorization: Bearer <sessionToken>
Content-Type: application/json

{
  "subjectId": "sub-8f21c4"
}

{
  "sessionToken": {
    "value": "<sessionToken>"
  },
  "accountState": "ACTIVE",
  "jurisdiction": "DE",
  "backendFeatures": ["MULTI_PORTFOLIO", "CASH_TAB"],
  "trackingId": "trk-19a2b7",
  "subjectId": "sub-8f21c4"
}

Cash account balances
GET /v1/accounts/cash/balances openbanking
Reads per-cash-account rows used on the Cash tab: accountNumber, ISO currency and amount.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- accountNumber
- currency
- amount
```
GET /v1/accounts/cash/balances HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "balances": [
    {
      "accountNumber": "DE89370400440532013000",
      "currency": "EUR",
      "amount": 4287.55
    }
  ]
}
```
Cash account IBAN details
GET /v1/accounts/cash/{accountNumber}/deposit-details openbanking
Returns the SEPA deposit rail for a cash account: accountHolder name/authAccountId and paymentAddresses with iban and bic.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- accountHolder.name
- accountHolder.subType
- accountHolder.authAccountId
- paymentAddresses.primary
- paymentAddresses.details.iban
- paymentAddresses.details.bic
```
GET /v1/accounts/cash/DE89370400440532013000/deposit-details HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "accountHolder": {
    "name": "Anna Schmidt",
    "subType": "PRIVATE",
    "authAccountId": "acc-7c91e2"
  },
  "paymentAddresses": [
    {
      "primary": true,
      "details": {
        "iban": "DE89370400440532013000",
        "bic": "TRBKDEBBXXX"
      }
    }
  ]
}
```

Timeline transactions

GET /v1/activity/feed openbanking

Pages Cash-tab and brokerage timeline rows: id, timestamp, title/subtitle, status and amount.value/currency.

Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.

id
sectionId
timestamp
title
subtitle
status
amount.value
amount.fractionDigits
amount.currency
badge

GET /v1/activity/feed?limit=20 HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json

{
  "items": [
    {
      "id": "evt-aa12",
      "sectionId": "2026-10",
      "timestamp": "2026-10-18T09:15:02",
      "title": "Savings plan · IWDA",
      "subtitle": "Buy · 50.00 EUR",
      "status": "EXECUTED",
      "amount": {
        "value": -50.00,
        "fractionDigits": 2,
        "currency": "EUR"
      },
      "badge": "SP"
    }
  ]
}

Portfolio latest performance
GET /v1/portfolios/performance/summary openfinance
Marks the multi-portfolio header to market: performance.absoluteValue / relativeValue and currency.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- performance.absoluteValue
- performance.relativeValue
- currency
```
GET /v1/portfolios/performance/summary HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "performance": {
    "absoluteValue": 312.40,
    "relativeValue": 0.0187
  },
  "currency": "EUR"
}
```

Savings plans

GET /v1/recurring-investments openfinance

Lists Sparplan rows: instrumentId, amount, interval, nextExecutionDate, paused and the fundingCashAccNo that funds each plan.

Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.

id
createdAt
instrumentId
amount.value
amount.currency
interval
startDate
nextExecutionDate
paused
fundingCashAccNo
paymentMethodCode
instrumentType

GET /v1/recurring-investments HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json

{
  "plans": [
    {
      "id": "sp-441",
      "createdAt": "2025-03-12T08:00:00Z",
      "instrumentId": "IE00B4L5Y983",
      "amount": {"value": 50.00, "currency": "EUR"},
      "interval": "MONTHLY",
      "startDate": "NEXT_MONTH",
      "nextExecutionDate": "2026-11-01",
      "paused": false,
      "fundingCashAccNo": "DE89370400440532013000",
      "paymentMethodCode": "CASH",
      "instrumentType": "ETF"
    }
  ]
}

Current Visa debit card
GET /v1/cards/active openbanking
Reads the signed-in Visa debit: lastFourPan, status, cardholderName, createTime/activateTime and isPinSet.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- id
- lastFourPan
- createTime
- activateTime
- status
- cardholderName
- isPinSet
```
GET /v1/cards/active HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "id": "card-aa12",
  "lastFourPan": "4242",
  "createTime": "2025-06-01T10:00:00",
  "activateTime": "2025-06-04T12:11:00",
  "status": "ACTIVE",
  "cardholderName": "ANNA SCHMIDT",
  "isPinSet": true
}
```

Card spending limits

GET /v1/cards/limits openbanking

Splits ATM vs POS headroom into daily/monthly windows: limitAmountWithCurrency vs currentSpendWithCurrency.

Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.

atmDaily.limitType
atmDaily.limitWindow
atmDaily.limitAmountWithCurrency.value
atmDaily.currentSpendWithCurrency.value
atmMonthly.limitAmountWithCurrency.value
spendDaily.limitAmountWithCurrency.value
spendMonthly.currentSpendWithCurrency.value
spendMonthly.maxAllowedLimitWithCurrency.value

GET /v1/cards/limits HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json

{
  "atmDaily": {
    "limitType": "ATM",
    "limitWindow": "DAILY",
    "limitAmountWithCurrency": {"value": 500.00, "currency": "EUR"},
    "currentSpendWithCurrency": {"value": 80.00, "currency": "EUR"},
    "maxAllowedLimitWithCurrency": {"value": 1000.00, "currency": "EUR"}
  },
  "atmMonthly": {
    "limitType": "ATM",
    "limitWindow": "MONTHLY",
    "limitAmountWithCurrency": {"value": 2000.00, "currency": "EUR"},
    "currentSpendWithCurrency": {"value": 240.00, "currency": "EUR"},
    "maxAllowedLimitWithCurrency": {"value": 5000.00, "currency": "EUR"}
  },
  "spendDaily": {
    "limitType": "SPEND",
    "limitWindow": "DAILY",
    "limitAmountWithCurrency": {"value": 2500.00, "currency": "EUR"},
    "currentSpendWithCurrency": {"value": 64.90, "currency": "EUR"},
    "maxAllowedLimitWithCurrency": {"value": 5000.00, "currency": "EUR"}
  },
  "spendMonthly": {
    "limitType": "SPEND",
    "limitWindow": "MONTHLY",
    "limitAmountWithCurrency": {"value": 8000.00, "currency": "EUR"},
    "currentSpendWithCurrency": {"value": 1120.40, "currency": "EUR"},
    "maxAllowedLimitWithCurrency": {"value": 15000.00, "currency": "EUR"}
  }
}

German tax exemption order
GET /v1/tax/allowances openfinance
Reads the Freistellungsauftrag: type SINGLE/JOINT, amount vs used vs maximum, validFrom/validUntil and syncStatus.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- id
- type
- amount
- applied
- used
- maximum
- validFrom
- validUntil
- syncStatus
```
GET /v1/tax/allowances HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "id": "exo-2026",
  "type": "SINGLE",
  "amount": 1000.00,
  "applied": 1000.00,
  "used": 412.30,
  "maximum": 1000.00,
  "validFrom": "2026-01-01",
  "validUntil": "2026-12-31",
  "syncStatus": "SYNCED"
}
```
Realized P&L and dividends
GET /v1/tax/realized-returns openfinance
Returns per-securities-account realizedPnL and dividendReturn as absolute money plus relative share, with lastUpdatedTimestamp.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- secAccNo
- realizedPnL.absolute.value
- realizedPnL.relative
- dividendReturn.absolute.value
- dividendReturn.relative
- lastUpdatedTimestamp
```
GET /v1/tax/realized-returns HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "secAccNo": "1234567890",
  "realizedPnL": {
    "absolute": {"value": 840.12, "currency": "EUR"},
    "relative": 0.064
  },
  "dividendReturn": {
    "absolute": {"value": 126.50, "currency": "EUR"},
    "relative": 0.009
  },
  "lastUpdatedTimestamp": "2026-10-18T22:01:00Z"
}
```
Livret A status
GET /v1/wrappers/regulated-savings/status openbanking
Reads the French Livret A wrapper: ACTIVE/ELIGIBLE/ONBOARDING/CLOSED plus balance.value/currency when ACTIVE.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- type
- balance.value
- balance.currency
```
GET /v1/wrappers/regulated-savings/status HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "type": "ACTIVE",
  "balance": {
    "value": 12500.00,
    "currency": "EUR"
  }
}
```
Cash interest home
GET /v1/accounts/cash/{accountNumber}/interest-summary openbanking
Loads the cash-interest tile: currentInterestRate, earnedInterest, currency, termsAccepted and isEligibleForInterestHike.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- title
- subtitle
- termsAccepted
- earnedInterest
- currency
- currentInterestRate
- isEligibleForInterestHike
- iconUrl
```
GET /v1/accounts/cash/DE89370400440532013000/interest-summary HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "title": "Interest",
  "subtitle": "Paid monthly",
  "termsAccepted": true,
  "earnedInterest": 18.42,
  "currency": "EUR",
  "currentInterestRate": "2.00",
  "isEligibleForInterestHike": false,
  "iconUrl": "https://cdn.example.com/img/interest.svg"
}
```

Customer personal details

GET /v1/profile/identity-review osint

Reads the personal-details confirmation screen: status plus items for name, phone, address and tax residencies.

Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.

status
title
description
items.title
items.status
items.payload

GET /v1/profile/identity-review HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json

{
  "status": "CONFIRMED",
  "title": "Your details",
  "description": "Confirm name, phone and tax residencies",
  "items": [
    {
      "title": "Name",
      "status": "CONFIRMED",
      "payload": {"firstName": "Anna", "lastName": "Schmidt"}
    },
    {
      "title": "Phone",
      "status": "CONFIRMED",
      "payload": {"phoneNumber": "+491701234567"}
    }
  ]
}

Watchlists
GET /v1/watchlists opendata
Lists browse watchlists: id, icon, name and subtitle used on the multi-watchlist screen.
Auth: Authorization: Bearer <sessionToken JWT> from the sign-in call, plus app-version and platform device headers.
- id
- icon
- name
- subtitle
```
GET /v1/watchlists HTTP/1.1
Authorization: Bearer <sessionToken>
Accept: application/json
```
```
{
  "watchlists": [
    {
      "id": "wl-default",
      "icon": "star",
      "name": "Watchlist",
      "subtitle": "12 instruments"
    }
  ]
}
```

Where teams use this data

Nightly cash vs brokerage recon
Treasury bots pull accountNumber/amount on each cash account and match them to timeline rows (title, amount.value, status) so Sparplan executions and Visa clears land on the same EUR ledger.
Sparplan funding monitor
A family-office dashboard lists savings-plan instrumentId, interval and nextExecutionDate against fundingCashAccNo available cash, and flags paused plans before the next debit.
Freistellungsauftrag headroom
German tax wrappers read exemption-order used vs maximum and realizedPnL.absolute so remaining Steuerfreibetrag is known before year-end harvesting.
Visa debit limit watch
Expense tools subscribe to spendDaily/spendMonthly currentSpendWithCurrency versus limitAmountWithCurrency and lastFourPan status so a freeze or ATM-cap change is visible the same day.

Frequently asked questions

What cash and brokerage data does the Trade Republic app expose?

Cash-account balances (accountNumber, amount, currency), SEPA IBAN/BIC payment addresses, timeline transactions, Sparplan savings plans, Visa debit lastFourPan and spending limits, German Freistellungsauftrag used vs maximum, realized P&L, Livret A balance and cash-interest rates.

How does the app authenticate API calls?

Phone number plus PIN at the sign-in call returns sessionToken and refreshToken JWTs. Later calls send Authorization: Bearer plus app-version and platform device headers. A session-renewal call refreshes the session for a subjectId.

Which markets are covered?

Germany is the home market; France and Spain are live too (Livret A and PEA tax wrappers are France-specific). The endpoints shown here are an illustrative model of the data behind the signed-in Android app, not a public developer program.

Can I get tax and savings-plan fields, not just balances?

Yes. Exemption orders return type, amount, used, maximum and validUntil; P&L splits realizedPnL and dividendReturn; savings plans list instrumentId, interval, nextExecutionDate, paused and fundingCashAccNo.

Apps similar to Trade Republic: Broker & Bank

Scalable Capital — Scalable Capital is a Munich digital investment platform and bank whose Scalable Broker trades stocks, ETFs, derivatives and crypto ETPs and runs euro savings plans from one euro, with operations in Germany, Austria, France, Italy, Spain and the Netherlands.
flatex — flatex is a German online broker in the flatexDEGIRO group whose app and desktop desks trade stocks, ETFs, crypto, bonds and leveraged products across about 40 venues and offer more than 5,000 ETF and fund savings plans.
DEGIRO — DEGIRO is a Netherlands-based online broker, now the Dutch brand of flatexDEGIRO Bank, that gives retail investors access to more than 50 exchanges in about 30 countries.
Revolut — Revolut is a licensed digital bank whose app pairs current accounts and debit cards with in-app share and ETF trading for EEA customers, plus crypto staking in the UK and EEA.
N26 — N26 is a Berlin direct bank whose app, in partnership with Upvest Securities, lets eligible customers trade stocks and ETFs from €1, run savings plans and buy crypto alongside a euro current account.
Trading 212: Stocks, ETFs, ISA — Trading 212 is a European brokerage app for commission-free listed equities and ETFs, plus CFDs, a UK cash ISA and a multi-currency payment card, and it is authorised by Germany's BaFin among other regulators.
eToro — eToro is a multi-asset brokerage for stocks, ETFs, CFDs and cryptoassets, built around CopyTrader social replication, with CySEC-regulated European entities and a Deutsche Börse partnership to expand German stock offerings.

More Banking apps

Topics

Trade Republic API
Trade Republic cash balance
Trade Republic IBAN
Trade Republic savings plan
Trade Republic Visa debit
Freistellungsauftrag API
Livret A Trade Republic
German neobroker data API

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Trade Republic Data API: Endpoints and Fields

Screenshots

API surface

PIN login

Refresh session

Cash account balances

Cash account IBAN details

Timeline transactions

Portfolio latest performance

Savings plans

Current Visa debit card

Card spending limits

German tax exemption order

Realized P&L and dividends

Livret A status

Cash interest home

Customer personal details

Watchlists

Data categories

Where teams use this data

Nightly cash vs brokerage recon

Sparplan funding monitor

Freistellungsauftrag headroom

Visa debit limit watch

Frequently asked questions

Apps similar to Trade Republic: Broker & Bank

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Angel One: Stocks, Mutual Fund

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Topics

Need this app's data API integrated?

Trade Republic Data API: Endpoints and Fields

Screenshots

API surface

PIN login

Refresh session

Cash account balances

Cash account IBAN details

Timeline transactions

Portfolio latest performance

Savings plans

Current Visa debit card

Card spending limits

German tax exemption order

Realized P&L and dividends

Livret A status

Cash interest home

Customer personal details

Watchlists

Data categories

Where teams use this data

Nightly cash vs brokerage recon

Sparplan funding monitor

Freistellungsauftrag headroom

Visa debit limit watch

Frequently asked questions

Related apps

Apps similar to Trade Republic: Broker & Bank

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?