ClevMoney Drive backup API for the household ledger

Cleveni Inc. · Banking

ClevMoney - Personal Finance is Cleveni Inc.'s Korean household ledger (가계부) app (package com.dencreak.spbook, site cleveni.com/clevmoney). Users keep spending and income, cash and card accounts with limits, monthly category budgets, nested expense and income categories, card nicknames wired to SMS auto-input, due-date reminders, and one-tap shortcuts; the app reads card SMS/MMS and push alerts and shows a confirm popup for merchant, amount, time and card month before the row is saved. Settings cover a lock screen, currency, auto-categorize keywords, local file backup and restore of the ledger, and Google Drive backup into a dedicated folder with optional Wi-Fi-only scheduled copies. Premium is sold as a Google Play subscription managed through RevenueCat. Support is [email protected]; the community lives at cafe.naver.com/clevmoney and on YouTube @cleveni. A sister calculator ships as com.dencreak.dlcalculator. It sits with other money-manager apps for people who want a local Korean household book rather than a bank's own app.

Octet-stream backups parked in the Drive folder named ClevMoney are the packed SQLite household book: spendinglist rows carry s_date, s_time, s_where, s_price, s_card, s_cate, s_subcate, s_cardmonth and the original SMS in s_oraw; earninglist mirrors that with e_price and e_cate; balacntlist holds accounts (ba_title, ba_content, ba_limit, ba_kind) and baldatalist the movements (bd_price); budget rows key b_month to b_cateid and b_budget; cardlist stores d_name, SMS match code d_aicode and pattern d_aistr. Each stored file is addressed by id, name and createdTime; scheduled copies add an _auto suffix to the filename, and the restore listing treats names ending in _auto.db as automatic dumps.

Treasury and tax tools can rebuild P&L and card-month statements from those files; SMS-reconciliation bots can join s_oraw to d_aistr; budget monitors can compare b_budget against summed s_price. openData Studio turns that surface into callable open data.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

Find ClevMoney backup folder
GET /v1/backups/folders opendata
Looks up the app's backup folder at the drive root by name (ClevMoney, not trashed). The first match's id, name and createdTime are kept as the parent for later uploads and listings.
Auth: OAuth 2.0 access token for the user's own cloud-drive account, limited to files the app itself created, sent as Authorization: Bearer. Google Play services must be available on the device.
- name
- parent
- trashed
- kind
- incompleteSearch
- files
- id
- mimeType
- createdTime
- nextPageToken
```
GET /v1/backups/folders?name=ClevMoney&parent=root&trashed=false HTTP/1.1
Authorization: Bearer <access_token>
```
```
{
  "kind": "backup#folderList",
  "incompleteSearch": false,
  "files": [
    {
      "id": "1AbCdefGhijKlmnoPqrStuVw",
      "name": "ClevMoney",
      "mimeType": "application/vnd.google-apps.folder",
      "createdTime": "2024-03-12T08:14:22.000Z"
    }
  ]
}
```
Create ClevMoney backup folder
POST /v1/backups/folders opendata
Creates the ClevMoney folder at the drive root when the lookup finds none. The metadata sets the name, the folder mime type and the root parent; the returned id, name and createdTime become the folder handle used by every later backup.
Auth: OAuth 2.0 access token for the user's own cloud-drive account, limited to files the app itself created, sent as Authorization: Bearer. Google Play services must be available on the device.
- name
- mimeType
- parents
- id
- createdTime
```
POST /v1/backups/folders HTTP/1.1
Authorization: Bearer <access_token>
Content-Type: application/json; charset=UTF-8

{
  "name": "ClevMoney",
  "mimeType": "application/vnd.google-apps.folder",
  "parents": ["root"]
}
```
```
{
  "id": "1AbCdefGhijKlmnoPqrStuVw",
  "name": "ClevMoney",
  "mimeType": "application/vnd.google-apps.folder",
  "createdTime": "2024-03-12T08:14:22.000Z",
  "parents": ["root"]
}
```
Upload ledger backup
POST /v1/backups/files/upload openfinance
Uploads the packed ledger dump as application/octet-stream into the ClevMoney folder. The filename is built from year, month, day and time tokens, with an _auto suffix on scheduled copies. The body is the SQLite ledger (spendinglist s_price/s_where/s_oraw, earninglist e_price, balacntlist ba_content, budget b_budget, cardlist d_aicode/d_aistr). The response id, name and createdTime identify the stored copy.
Auth: OAuth 2.0 access token for the user's own cloud-drive account, limited to files the app itself created, sent as Authorization: Bearer. Google Play services must be available on the device.
- name
- mimeType
- parents
- id
- createdTime
- uploadType
- s_date
- s_time
- s_where
- s_price
- s_card
- s_cate
- s_subcate
- s_cardmonth
- s_oraw
- e_price
- e_cate
- ba_content
- ba_limit
- bd_price
- b_budget
- d_aicode
- d_aistr
```
POST /v1/backups/files/upload?uploadType=multipart HTTP/1.1
Authorization: Bearer <access_token>
Content-Type: multipart/related; boundary=foo_bar_baz

--foo_bar_baz
Content-Type: application/json; charset=UTF-8

{
  "name": "260320_143015_auto.db",
  "mimeType": "application/octet-stream",
  "parents": ["1AbCdefGhijKlmnoPqrStuVw"]
}
--foo_bar_baz
Content-Type: application/octet-stream

<packed SQLite ledger: spendinglist, earninglist, balacntlist, baldatalist, budget, cardlist, catelist, ecatelist, grouplist, shortcutlist, lastdatelist, favoptionlist, preference>
--foo_bar_baz--
```
```
{
  "id": "1XyZbackupFileId0001",
  "name": "260320_143015_auto.db",
  "mimeType": "application/octet-stream",
  "createdTime": "2026-03-20T05:30:16.000Z",
  "parents": ["1AbCdefGhijKlmnoPqrStuVw"]
}
```
List ledger backup files
GET /v1/backups/files opendata
Lists the octet-stream backups inside the ClevMoney folder, returning only id, name and createdTime. The restore screen treats names ending in _auto.db as scheduled copies, driven by the cadence, Wi-Fi-only and last-run backup settings.
Auth: OAuth 2.0 access token for the user's own cloud-drive account, limited to files the app itself created, sent as Authorization: Bearer. Google Play services must be available on the device.
- folder
- mimeType
- trashed
- fields
- files
- id
- name
- createdTime
```
GET /v1/backups/files?folder=1AbCdefGhijKlmnoPqrStuVw&mimeType=application/octet-stream&trashed=false&fields=files(id,name,createdTime) HTTP/1.1
Authorization: Bearer <access_token>
```
```
{
  "kind": "backup#fileList",
  "files": [
    {
      "id": "1XyZbackupFileId0001",
      "name": "260320_143015_auto.db",
      "createdTime": "2026-03-20T05:30:16.000Z"
    },
    {
      "id": "1XyZbackupFileId0000",
      "name": "260319_090000.db",
      "createdTime": "2026-03-19T00:00:01.000Z"
    }
  ]
}
```
Delete ledger backup file
DELETE /v1/backups/files/{fileId} opendata
Deletes one backup file by id after a successful scheduled upload, or from the restore picker. Returns an empty 204 body. The fileId comes from the list call's id field.
Auth: OAuth 2.0 access token for the user's own cloud-drive account, limited to files the app itself created, sent as Authorization: Bearer. Google Play services must be available on the device.
- fileId
```
DELETE /v1/backups/files/1XyZbackupFileId0000 HTTP/1.1
Authorization: Bearer <access_token>
```

Get premium membership status

GET /v1/memberships/{appUserId} opendata

Reads whether the Google Play Billing entitlement behind the premium screen is active. The subscriber object carries original_app_user_id, entitlements, subscriptions (expires_date, product_identifier, store, period_type, is_sandbox) and management_url.

Auth: Public SDK key of the subscription service, sent by the in-app purchases library as Authorization: Bearer. The path parameter is the anonymous or identified app user id.

request_date
subscriber
original_app_user_id
first_seen
management_url
original_purchase_date
entitlements
subscriptions
non_subscriptions
expires_date
product_identifier
purchase_date
store
period_type
is_sandbox
unsubscribe_detected_at
billing_issues_detected_at
appUserId

GET /v1/memberships/anon-ada0001 HTTP/1.1
Authorization: Bearer <sdk_public_key>
Content-Type: application/json

{
  "request_date": "2026-03-20T05:31:00Z",
  "subscriber": {
    "original_app_user_id": "anon-ada0001",
    "first_seen": "2024-01-08T11:02:00Z",
    "management_url": "https://play.google.com/store/account/subscriptions",
    "original_purchase_date": "2024-06-01T09:00:00Z",
    "entitlements": {
      "premium": {
        "expires_date": "2026-04-20T05:31:00Z",
        "product_identifier": "premium_monthly",
        "purchase_date": "2026-03-20T05:31:00Z"
      }
    },
    "subscriptions": {
      "premium_monthly": {
        "expires_date": "2026-04-20T05:31:00Z",
        "original_purchase_date": "2024-06-01T09:00:00Z",
        "purchase_date": "2026-03-20T05:31:00Z",
        "store": "play_store",
        "period_type": "normal",
        "is_sandbox": false,
        "unsubscribe_detected_at": null,
        "billing_issues_detected_at": null
      }
    },
    "non_subscriptions": {}
  }
}

Get premium plans
GET /v1/memberships/{appUserId}/plans opendata
Loads the current offering and its packages shown on the premium subscription screen. The fields are current_offering_id, offerings, packages and product_identifier.
Auth: Public SDK key of the subscription service, sent by the in-app purchases library as Authorization: Bearer. The path parameter is the anonymous or identified app user id.
- current_offering_id
- offerings
- packages
- product_identifier
- appUserId
```
GET /v1/memberships/anon-ada0001/plans HTTP/1.1
Authorization: Bearer <sdk_public_key>
Content-Type: application/json
```
```
{
  "current_offering_id": "default",
  "offerings": [
    {
      "identifier": "default",
      "description": "ClevMoney Premium",
      "packages": [
        {
          "identifier": "$rc_monthly",
          "platform_product_identifier": "premium_monthly"
        }
      ]
    }
  ]
}
```

Data categories

transactions
accounts
budgets
backups
subscriptions

Where teams use this data

Rebuild household P&L from Drive dumps
A tax or family-office job downloads octet-stream files from the ClevMoney folder, opens spendinglist and earninglist, and sums s_price / e_price by s_cate, s_cardmonth and e_date so annual filings match the on-device book.
Reconcile card SMS with ledger rows
A card-ops bot joins spendinglist.s_oraw and AutoInput fields (whereStr, price, cardId, cardMonth) to cardlist.d_aicode / d_aistr to flag alerts that never became a confirmed row.
Watch category budgets against actuals
A cash-flow monitor reads budget.b_month, b_cateid and b_budget and compares them with summed s_price on matching s_cate so overspend alerts fire before month-end.
Inventory accounts and card nicknames
A wealth dashboard lists balacntlist.ba_title, ba_kind, ba_content and ba_limit next to cardlist.d_name so net-worth views stay aligned with the household book after a restore.

Frequently asked questions

What sits inside a ClevMoney Drive backup?

An application/octet-stream dump of the on-device SQLite book: spendinglist and earninglist (s_price, s_where, s_oraw, e_price), accounts in balacntlist (ba_content, ba_limit), movements in baldatalist (bd_price), monthly budget rows, nested expense and income categories, cardlist SMS patterns (d_aicode, d_aistr), shortcuts, reminders and preference key/value pairs.

How does ClevMoney find its Drive folder?

It searches the root of the user's Drive for a non-trashed folder named ClevMoney. If none exists it creates that folder, then uploads octet-stream backups as children and lists them with id, name and createdTime.

Does ClevMoney call a bank API?

No bank host is involved. Card alerts arrive through SMS/MMS and a notification listener and are confirmed into the ledger on the device. Cloud copies go to the user's own Drive with a file-scoped permission; premium status is read from subscription entitlements managed through RevenueCat.

How are scheduled backups named?

The filename template substitutes year, month, day and time tokens; scheduled copies also carry an _auto suffix, and the restore listing treats names ending in _auto.db as automatic backups. Settings for cadence, Wi-Fi-only and last-run time control the schedule.

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More Banking apps

Topics

ClevMoney API
Cleveni household ledger
ClevMoney Drive backup
spendinglist s_price
earninglist e_price
가계부 백업
cardlist d_aicode
ClevMoney premium subscription

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ClevMoney Drive backup API for the household ledger

Screenshots

API surface

Find ClevMoney backup folder

Create ClevMoney backup folder

Upload ledger backup

List ledger backup files

Delete ledger backup file

Get premium membership status

Get premium plans

Data categories

Where teams use this data

Rebuild household P&L from Drive dumps

Reconcile card SMS with ledger rows

Watch category budgets against actuals

Inventory accounts and card nicknames

Frequently asked questions

Apps similar to ClevMoney - Personal Finance

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Topics

Need this app's data API integrated?

ClevMoney Drive backup API for the household ledger

Screenshots

API surface

Find ClevMoney backup folder

Create ClevMoney backup folder

Upload ledger backup

List ledger backup files

Delete ledger backup file

Get premium membership status

Get premium plans

Data categories

Where teams use this data

Rebuild household P&L from Drive dumps

Reconcile card SMS with ledger rows

Watch category budgets against actuals

Inventory accounts and card nicknames

Frequently asked questions

Related apps

Apps similar to ClevMoney - Personal Finance

More Banking apps

5paisa: Demat, Stocks & IPO

AndroMoney

Angel One: Stocks, Mutual Fund

Bibit- Reksadana & Obligasi

Topics

Need this app's data API integrated?