모니모(삼성금융통합앱) 생명 화재 카드 증권 icon

Monimo Data API: Membership, Affiliate Status & Walk Records

Samsung Card Co., Ltd. · Banking

Monimo (모니모) is Samsung Card Co., Ltd.'s Android financial super-app for South Korea, bringing Samsung Life Insurance, Samsung Fire & Marine, Samsung Card and Samsung Securities into one signed-in membership. Users can access card products, insurance policies, brokerage holdings and a savings account, sign in with a PIN, FIDO fingerprint or face authentication, or a WCMS certificate, and use Monimo Pay for app-card, QR and over-the-counter payments. Its payment options include Kakao, Toss, Naver, L.Pay, SSG, Coupay, Baemin, SmilePay and Payco; traffic/Cashbee cards, Visa DPE, junior accounts, walk-challenge rewards and NHIS-backed card-limit qualification also sit within the app. It serves domestic financial-group customers in Korea alongside alternatives such as Shinhan SOL, KB Star Banking, Hana 하나Pay and Hyundai Card.

Samsung affiliate contract flags tie Life, Fire, Card and Securities relationships together through slfCntrCstYn, ssfCntrCstYn, hppCntrCstYn and sssCntrCstYn. The customer-management key mnmCstMngtNo anchors profile and membership-state records, while mnmAflcmpC, aflcmpCntrCstYn and aflcmpChnlCstYn describe an individual affiliate relationship. Contact-update data includes separate home and office postal fields, homZip and offiZip; NHIS qualification submissions include the issue number isNo, name fnm and encrypted resident-number field rrnoe.

Walk-challenge submissions add the measurement date wakctMesureBsdt, total steps criDTotWakct, distance criDTotWakDstn, calorie and hourly counts such as h08Wakct, with wakctSyncrnDtm recording the synchronization time. Credit-risk teams can use the affiliate flags to map existing group relationships rather than quantify financial exposure, originations teams can associate qualification and contact records for card-limit assessment, and loyalty operations can reconcile daily activity for walk rewards. These are permissioned integration use cases, not public customer records; openData Studio turns the data model into callable open data, with illustrative routes and mock examples shown below.

Screenshots

  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 1
  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 2
  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 3
  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 4
  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 5
  • 모니모(삼성금융통합앱) 생명 화재 카드 증권 screenshot 6

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

  • Monimo member login

    POST /v1/membership/sign-in opendata

    Opens the signed-in Monimo membership: customer-management number, cert serial and login-type code, auto-login flags, and whether the session should pull affiliate member info.

    Auth: None on the first call. PIN, FIDO assertion or WCMS certificate serial (mnmCtfSn) plus mnmLgnCtfTpDvC mint the login session; later calls send that session and the issued accessToken.

    • mnmCstMngtNo
    • mnmCtfSn
    • mnmLgnCtfTpDvC
    • lvbdCtfMesUseYn
    • autoLgnUseYn
    • autoLgnSignCn
    • autoLgnDrmNoEncr
    • autoLgnDlngId
    • aflcmpMbInfInqrYn
    • todSoMbYn
    • emlInNcst
    POST /v1/membership/sign-in HTTP/1.1
    Content-Type: application/json
    
    {
      "mnmCstMngtNo": "<member-number>",
      "mnmCtfSn": "<certificate-serial>",
      "mnmLgnCtfTpDvC": "FIDO",
      "lvbdCtfMesUseYn": "Y",
      "autoLgnUseYn": "N",
      "autoLgnSignCn": "",
      "autoLgnDrmNoEncr": "",
      "autoLgnDlngId": "",
      "aflcmpMbInfInqrYn": "Y"
    }
    {
      "mnmCstMngtNo": "<member-number>",
      "todSoMbYn": "Y",
      "emlInNcst": false
    }
  • Reissue access token

    POST /v1/session/token/renew opendata

    Reissues the session accessToken after login so subsequent member, affiliate and walk calls can send Bearer auth.

    Auth: Existing login session. Returns a fresh accessToken used as Bearer on later member, affiliate and walk calls.

    • accessToken
    POST /v1/session/token/renew HTTP/1.1
    Content-Type: application/json
    Cookie: SESSION=<login-session>
    
    {}
    {
      "accessToken": "<illustrative-access-token>"
    }
  • Member profile lookup

    POST /v1/members/profile/lookup osint

    Resolves the signed-in Monimo profile by customer-management number mnmCstMngtNo.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • mnmCstMngtNo
    POST /v1/members/profile/lookup HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "mnmCstMngtNo": "<member-number>"
    }
    {
      "mnmCstMngtNo": "<member-number>"
    }
  • Update member contact and address

    POST /v1/members/contact/update osint

    Writes the member's mobile, email and home/office Korean land-lot address block (zip, city, building management number, phone).

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • mnmMtcmcoDvC
    • mphMno
    • mexnoe
    • mtllno
    • emadre
    • homZip
    • homCityNm
    • homBldNo
    • homDtlAdre
    • homRnadrReferCn
    • homBldMngtNo
    • homTnoe
    • offiZip
    • offiCityNm
    • offiBldNo
    • offiDtlAdre
    • offiRnadrReferCn
    • offiBldMngtNo
    • offiTnoe
    POST /v1/members/contact/update HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "mnmMtcmcoDvC": "01",
      "mphMno": "<mobile-number>",
      "mexnoe": "02",
      "mtllno": "1234567",
      "emadre": "<email-address>",
      "homZip": "06236",
      "homCityNm": "<home-city>",
      "homBldNo": "123",
      "homDtlAdre": "<home-street-address>",
      "homRnadrReferCn": "",
      "homBldMngtNo": "<home-building-management-number>",
      "homTnoe": "<home-phone>",
      "offiZip": "04524",
      "offiCityNm": "<office-city>",
      "offiBldNo": "10",
      "offiDtlAdre": "<office-street-address>",
      "offiRnadrReferCn": "",
      "offiBldMngtNo": "<office-building-management-number>",
      "offiTnoe": "<office-phone>"
    }
    {
      "rspC": "00"
    }
  • Integrated affiliate membership flags

    POST /v1/affiliates/membership/overview openfinance

    Reads whether the same Monimo customer is a contract customer of Samsung Life (slf), Fire (ssf), Card (hpp) and Securities (sss).

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • slfCntrCstYn
    • ssfCntrCstYn
    • hppCntrCstYn
    • sssCntrCstYn
    POST /v1/affiliates/membership/overview HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "slfCntrCstYn": "Y",
      "ssfCntrCstYn": "Y",
      "hppCntrCstYn": "Y",
      "sssCntrCstYn": "N"
    }
    {
      "slfCntrCstYn": "Y",
      "ssfCntrCstYn": "Y",
      "hppCntrCstYn": "Y",
      "sssCntrCstYn": "N"
    }
  • Update affiliate membership yes/no

    POST /v1/affiliates/membership/update openfinance

    Sets contract-customer and channel-customer flags for one Samsung affiliate code (mnmAflcmpC) on the signed-in membership.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • mnmAflcmpC
    • aflcmpCntrCstYn
    • aflcmpChnlCstYn
    POST /v1/affiliates/membership/update HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "mnmAflcmpC": "SLF",
      "aflcmpCntrCstYn": "Y",
      "aflcmpChnlCstYn": "Y"
    }
    {
      "rspC": "00"
    }
  • Samsung Life member status

    POST /v1/insurance/life/membership/status openfinance

    Checks Samsung Life membership status for the signed-in Monimo customer via the Life gateway.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow. The request body carries the encrypted affiliate data blob.

    • data
    POST /v1/insurance/life/membership/status HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "data": "<encrypted-affiliate-payload>"
    }
    {
      "data": "<encrypted-affiliate-status>"
    }
  • Samsung Fire member status

    POST /v1/insurance/general/membership/status openfinance

    Checks Samsung Fire & Marine membership status for the signed-in Monimo customer.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow. The request body carries the encrypted affiliate data blob.

    • data
    POST /v1/insurance/general/membership/status HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "data": "<encrypted-affiliate-payload>"
    }
    {
      "data": "<encrypted-affiliate-status>"
    }
  • Samsung Securities member status

    POST /v1/investments/membership/status openfinance

    Reads Samsung Securities Monimo membership status for the signed-in customer.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow. The request body carries the encrypted affiliate data blob.

    • data
    POST /v1/investments/membership/status HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "data": "<encrypted-affiliate-payload>"
    }
    {
      "data": "<encrypted-affiliate-status>"
    }
  • NHIS qualification scrape for card limit

    POST /v1/card/limits/qualification/submit openbanking

    Submits NHIS health-insurance qualification scrape (name, encrypted resident number, issue number) used when underwriting Samsung Card limit.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • isNo
    • fnm
    • rrnoe
    • rspC
    • svo
    POST /v1/card/limits/qualification/submit HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "isNo": "IS-2026-001",
      "fnm": "<member-name>",
      "rrnoe": "<encrypted-resident-number>",
      "rspC": "00",
      "svo": []
    }
    {
      "rspC": "00",
      "isNo": "IS-2026-001"
    }
  • Sync walk-challenge step counts

    POST /v1/wellness/steps/sync opendata

    Uploads the day's total and hourly walk counts, distance and calories for the Monimo walk challenge.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • wakctSyncrnDtm
    • wakInYn
    • criDTotWakct
    • bsdtWakctList
    • wakctMesureBsdt
    • criDTotWakDstn
    • calorie
    • h00Wakct
    • h08Wakct
    • h12Wakct
    • h18Wakct
    • h23Wakct
    POST /v1/wellness/steps/sync HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "wakctSyncrnDtm": "20261023103000",
      "wakInYn": "Y",
      "criDTotWakct": 8432,
      "bsdtWakctList": [
        {
          "wakctMesureBsdt": "20261023",
          "criDTotWakct": 8432,
          "criDTotWakDstn": 5.4,
          "calorie": 312,
          "h00Wakct": 0,
          "h08Wakct": 620,
          "h12Wakct": 1840,
          "h18Wakct": 2104,
          "h23Wakct": 40
        }
      ]
    }
    {
      "rspC": "00",
      "wakctSyncrnDtm": "20261023103000"
    }
  • Member join / state snapshot

    POST /v1/members/state/lookup opendata

    Returns the membership state snapshot: customer-management number, today's SO-member flag and whether email is on file for a new customer.

    Auth: Login session plus Bearer accessToken issued by the token-renewal flow.

    • mnmCstMngtNo
    • todSoMbYn
    • emlInNcst
    POST /v1/members/state/lookup HTTP/1.1
    Authorization: Bearer <accessToken>
    Content-Type: application/json
    
    {
      "mnmCstMngtNo": "<member-number>"
    }
    {
      "mnmCstMngtNo": "<member-number>",
      "todSoMbYn": "Y",
      "emlInNcst": false
    }

Data categories

  • membership
  • authentication
  • affiliate-status
  • card-limit
  • health-walk
  • identity

Where teams use this data

  • Samsung Financial group-exposure screen

    A credit-risk desk joins slfCntrCstYn, ssfCntrCstYn, hppCntrCstYn and sssCntrCstYn on the same mnmCstMngtNo to see whether one Korean customer is already on Life, Fire, Card and Securities books before extending limit.

  • NHIS-backed card-limit underwriting

    An originations workflow consumes isNo, fnm and rrnoe from the NHIS qualification scrape and matches them to the member address block (homZip, offiZip) when Samsung Card re-underwrites limit.

  • Walk-challenge reward ops

    A loyalty ops job sums criDTotWakct and hourly h08Wakct–h18Wakct per wakctMesureBsdt to settle daily walk rewards without scraping the health home screen.

  • Affiliate membership sync

    An identity platform watches mnmAflcmpC plus aflcmpCntrCstYn / aflcmpChnlCstYn updates, then calls Life check, Fire IPMN0004 and Securities r100 so channel-customer flags stay aligned across the four affiliates.

Frequently asked questions

Which Samsung affiliate membership fields does the Monimo Data API describe?

The contract-customer flags slfCntrCstYn, ssfCntrCstYn, hppCntrCstYn and sssCntrCstYn correspond to Samsung Life Insurance, Samsung Fire & Marine, Samsung Card and Samsung Securities. The member key is mnmCstMngtNo. Affiliate updates use mnmAflcmpC with aflcmpCntrCstYn and aflcmpChnlCstYn for contract-customer and channel-customer status. These flags describe relationships, not financial exposure amounts.

What NHIS qualification data is documented for card-limit assessment?

The qualification submission includes isNo for the issue number, fnm for the member name, rrnoe for the encrypted resident number, plus rspC and svo. The illustrated response includes rspC and isNo. This is qualification data used for Samsung Card limit assessment, not a returned credit-limit amount. Handling actual identity information requires appropriate permission.

Which daily and hourly walk-challenge fields are included?

The sync submission includes wakctSyncrnDtm, wakInYn and criDTotWakct, with dated entries in bsdtWakctList. Each entry can carry wakctMesureBsdt, criDTotWakct, criDTotWakDstn, calorie and hourly counts such as h08Wakct, h12Wakct and h18Wakct. The example illustrates activity uploads for reward reconciliation, not a reward-payment history.

Are these public Samsung production endpoints, and what authentication is described?

No. The routes are illustrative and the example values are mocks, not public production service addresses or customer records. The documented sign-in options are PIN, FIDO fingerprint or face authentication, and a WCMS certificate; sign-in fields include mnmCtfSn and mnmLgnCtfTpDvC. Session renewal supplies accessToken, and subsequent member, affiliate and walk calls require a login session plus Bearer authentication. Actual customer information also requires appropriate permission.

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Topics

  • Monimo Data API
  • 모니모
  • Samsung Card
  • Samsung Financial Networks
  • Samsung Life
  • Samsung Fire & Marine
  • Samsung Securities
  • Monimo membership data
  • Samsung affiliate membership flags
  • NHIS card-limit qualification
  • Monimo walk-challenge fields
  • Monimo API endpoint examples

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