GEICO Data API: Policies & ID Cards

GEICO Mobile - Car Insurance is the official Android self-service app from GEICO (Government Employees Insurance Company), the Chevy Chase, Maryland auto insurer owned by Berkshire Hathaway. After a policyholder signs in, the home screen opens onto digital ID cards, policy details, bill pay and auto-pay, claims intake and status, roadside assistance (Emergency Road Service), and DriveEasy telematics scoring. The same account can add a vehicle or driver, change coverages, turn on e-bill, keep wallet cards, and — where the household holds those lines — handle motorcycle, boat, RV and homeowners or renters policies. Published for the United States, it serves GEICO auto customers who want ID cards, payments and claims on the phone rather than geico.com or a phone agent, and it sits against the Progressive, State Farm, Allstate and USAA official apps for the same US personal-auto crowd.

Rated-state auto policies hang off a number plus ratedState, with effectiveDate, expirationDate, totalPremium, policyStatusCode and lineOfBusinessCode describing the term. Vehicles on the policy carry vin, year, makeLongDescription and estimatedAnnualMileage; billing rows expose outstandingBalance, currentDueAmount, currentDueDate and payPlanCode, while the payment ledger lists pastPayments with amount, processDate and status.

Proof of insurance is a digital ID card: frontIdCard, backIdCard and barCode, plus coverage flags such as hasBodilyInjuryLiabilityCoverage and hasCollisionCoverage. First-party and third-party claims arrive as claimNumber, claimStatus, lossDate and lossTypeCode. DriveEasy telematics returns score, adjustedScore, scoreLevel and trip rows. Roadside dispatch confirms with dispatchNumber tied to a claimNumber.

Policy-admin, claims and fleet tools all need this GEICO household record. Billing systems join number to outstandingBalance and currentDueDate so auto-pay and short-pay rules fire without a portal login. Claims platforms match claimNumber and lossDate to repair and rental vendors. Telematics coaches read adjustedScore and score level to surface DriveEasy coaching. openData Studio turns this policy, billing, ID-card and claims record into callable open data for those integrations.

Screenshots

API surface

The endpoints and request/response examples below are reconstructed from the app's interface — illustrative, not a live capture.

Session start (policy portfolio)

POST /v1/sessions/start osint

Starts the mobile session: userId plus a portfolio-only summary option returns the authorized auto policies, per-policy credentials, an encrypted session token and a refresh token that later calls attach.

Auth: Unauthenticated sign-in request. The android client marker and native origin identify the caller; userId is the GEICO sign-in. Returns encryptedSessionToken, refreshToken and per-policy credentials that later calls attach.

userId
summaryOption
encryptedSessionToken
refreshToken
namedInsuredFirstName
sessionId
policies
displayPolicyNumber
policyNickname
policyType
outstandingBalance
paymentAmountDue
paymentDueDate
credentials
userSessionTokenId
serviceStatus
correlationId

POST /v1/sessions/start HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "userId": "[email protected]",
  "summaryOption": "PORTFOLIO_POLICIES_ONLY"
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-7b5d4c2a",
  "userSessionTokenId": "ust-3fa9c1e2",
  "userId": "[email protected]",
  "namedInsuredFirstName": "Alex",
  "encryptedSessionToken": "<encrypted-session>",
  "refreshToken": "<refresh>",
  "sessionId": "sess-10432",
  "policies": [
    {
      "displayPolicyNumber": "4001-234-567",
      "policyNickname": "Family auto",
      "policyType": "AUTO",
      "policyStatusCode": "INFORCE",
      "lineOfBusiness": "AUTO",
      "outstandingBalance": 214.35,
      "paymentAmountDue": 107.18,
      "paymentDueDate": "2026-11-12T00:00:00.000Z",
      "effectiveDate": "2026-05-12T00:00:00.000Z",
      "expirationDate": "2026-11-12T00:00:00.000Z",
      "credentials": {
        "policyNumber": "4001234567",
        "userId": "[email protected]",
        "digest": "<digest>",
        "salt": "<salt>",
        "sessionCookie": "<session-cookie>",
        "issued": 1760860800000,
        "version": "1"
      }
    }
  ]
}

Retrieve auto policy

POST /v1/policies/auto/detail openfinance

Returns the full policy record for the signed-in auto line — number, ratedState, term dates, totalPremium, vehicles (vin / makeLongDescription) and drivers — that the policy-details screen renders.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

number
ratedState
effectiveDate
expirationDate
totalPremium
policyStatusCode
policyStatusDescription
lineOfBusinessCode
insuranceLineCode
tenureInYears
termLength
writingCompanyCode
telematicsProductCode
epolicyStatus
vehicles
vin
makeLongDescription
estimatedAnnualMileage
drivers

POST /v1/policies/auto/detail HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-policy-11",
  "userSessionTokenId": "ust-3fa9c1e2",
  "policy": {
    "number": "4001234567",
    "ratedState": "MD",
    "effectiveDate": "2026-05-12T00:00:00.000Z",
    "expirationDate": "2026-11-12T00:00:00.000Z",
    "totalPremium": 1286.16,
    "policyStatusCode": "INFORCE",
    "policyStatusDescription": "In force",
    "lineOfBusinessCode": "AUTO",
    "insuranceLineCode": "PA",
    "tenureInYears": 8,
    "termLength": 6,
    "writingCompanyCode": "GEICO",
    "telematicsProductCode": "DRIVEEASY",
    "epolicyStatus": "ENROLLED",
    "vehicles": [
      {
        "vin": "1HGCM82633A004352",
        "year": "2022",
        "makeLongDescription": "HONDA",
        "modelLongDescription": "ACCORD",
        "unitNumber": "1",
        "estimatedAnnualMileage": "12000",
        "registeredState": "MD",
        "digitalIdCardType": "OFFICIAL"
      }
    ],
    "drivers": [
      {
        "firstName": "Alex",
        "lastName": "Rivera"
      }
    ]
  }
}

Account-level billing summary

POST /v1/billing/account-summary openbanking

Reads the billing snapshot for the policy — outstandingBalance, currentDueAmount / currentDueDate, payPlanCode and auto-pay / e-bill flags — behind the Pay Bill screen.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

outstandingBalance
currentAmountDue
currentDueDate
policyNumber
accountLevelAllowedActions
currentDueAmount
amountToPay
nextInstallmentDueAmount
nextInstallmentDueDate
payPlanCode
payPlanDescription
enrolledInRecurringPayment
ebillStatus
lastPaymentAmount
lastPaymentDate
lastPaymentStatus

POST /v1/billing/account-summary HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-bill-22",
  "outstandingBalance": 214.35,
  "currentAmountDue": 107.18,
  "currentDueDate": "2026-11-12T00:00:00.000Z",
  "policyNumber": "4001234567",
  "accountLevelAllowedActions": [
    "PayNow",
    "EditPayPlan"
  ],
  "currentDueAmount": 107.18,
  "amountToPay": 107.18,
  "nextInstallmentDueAmount": 107.18,
  "nextInstallmentDueDate": "2026-12-12T00:00:00.000Z",
  "payPlanCode": "MPP",
  "payPlanDescription": "Monthly pay plan",
  "enrolledInRecurringPayment": true,
  "ebillStatus": "ENROLLED",
  "lastPaymentAmount": 107.18,
  "lastPaymentDate": "2026-10-12T00:00:00.000Z",
  "lastPaymentStatus": "POSTED"
}

Payment history (past and scheduled)

POST /v1/billing/payments/history openbanking

Lists past and scheduled payment rows — amount, displayName, processDate, status — for posted and scheduled premium payments on the policy.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

pastPayments
scheduledPayments
id
amount
displayName
type
processDate
status
pendingStatus
pendingType

POST /v1/billing/payments/history HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-payhist-33",
  "pastPayments": [
    {
      "id": "pmt-88120",
      "amount": 107.18,
      "displayName": "Visa ****4242",
      "type": "CARD",
      "processDate": "2026-10-12T00:00:00.000Z",
      "status": "POSTED",
      "pendingStatus": "",
      "pendingType": ""
    }
  ],
  "scheduledPayments": [
    {
      "id": "pmt-88121",
      "amount": 107.18,
      "displayName": "Visa ****4242",
      "type": "CARD",
      "processDate": "2026-11-12T00:00:00.000Z",
      "pendingStatus": "SCHEDULED",
      "pendingType": "RECURRING"
    }
  ]
}

List first- and third-party claims

POST /v1/claims/list opendata

Returns firstPartyClaims and thirdPartyClaims as claim rows (claimNumber, claimStatus, lossDate, lossState, lossTypeCode) for the claims list and detail screens.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again. The request also carries a sessionKey.

sessionKey
firstPartyClaims
thirdPartyClaims
navigatorEligibleDetails
claimNumber
claimStatus
claimHandling
lossDate
lossState
lossTypeCode
policyNumber
interestedPartyRole
owner
viewable
closedDate

POST /v1/claims/list HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  },
  "sessionKey": "sk-claims-19"
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-claims-44",
  "firstPartyClaims": [
    {
      "claimNumber": "07261842910",
      "claimStatus": "OPEN",
      "claimHandling": "ADJUSTER",
      "lossDate": "2026-09-04T16:40:00.000Z",
      "lossState": "MD",
      "lossTypeCode": "COLLISION",
      "policyNumber": "4001234567",
      "interestedPartyRole": "INSURED",
      "owner": true,
      "viewable": true,
      "closedDate": null
    }
  ],
  "thirdPartyClaims": [],
  "navigatorEligibleDetails": []
}

Retrieve digital insurance ID cards

POST /v1/id-cards/retrieve opendata

Returns the official digital ID-card images (frontIdCard, backIdCard, barCode) plus NAIC / rated-state policy info and coverage flags used as proof of insurance.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

frontIdCard
backIdCard
barCode
frontIdCardTappableElements
backIdCardTappableElements
primaryInsuredName
coInsuredName
companyCode
naicCode
ratedState
policyType
eligibleToDisplayIdCard
hasBodilyInjuryLiabilityCoverage
hasCollisionCoverage
hasComprehensiveCoverage
hasPersonalInjuryProtectionCoverage
hasPropertyDamageLiabilityCoverage

POST /v1/id-cards/retrieve HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  },
  "policyInformation": {
    "primaryInsuredName": "Alex Rivera",
    "coInsuredName": "Sam Rivera",
    "companyCode": "GEICO",
    "naicCode": "22063",
    "ratedState": "MD",
    "policyType": "AUTO",
    "insuranceLineCode": "PA",
    "effectiveDate": "2026-05-12T00:00:00.000Z",
    "expirationDate": "2026-11-12T00:00:00.000Z"
  },
  "vehicle": {
    "vin": "1HGCM82633A004352",
    "unitNumber": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-idcard-55",
  "frontIdCard": "<base64-png>",
  "backIdCard": "<base64-png>",
  "barCode": "4001234567-1",
  "frontIdCardTappableElements": [
    {
      "label": "policyNumber"
    }
  ],
  "backIdCardTappableElements": [],
  "idCardDetail": {
    "eligibleToDisplayIdCard": true,
    "hasBodilyInjuryLiabilityCoverage": true,
    "hasCollisionCoverage": true,
    "hasComprehensiveCoverage": true,
    "hasPersonalInjuryProtectionCoverage": true,
    "hasPropertyDamageLiabilityCoverage": true
  }
}

List policy and vehicle coverages

POST /v1/policies/coverages/list openfinance

Returns coverage rows for policy-level and per-vehicle coverages — coverage, deductible, limit, premium and percentageOfPolicyPremium — behind the coverage-change screens.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

allowedCoverageActions
policyCoverages
vehicleCoverages
coverage
deductible
limit
premium
percentageOfPolicyPremium
vehicleUnitNumber
displayLevelCode
displayOrderNumber
action

POST /v1/policies/coverages/list HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-cov-66",
  "allowedCoverageActions": [
    "EditCoverage"
  ],
  "policyCoverages": [
    {
      "coverage": {
        "code": "BI",
        "description": "Bodily injury liability"
      },
      "limit": {
        "code": "100/300",
        "description": "$100,000 / $300,000"
      },
      "deductible": {
        "code": "",
        "description": ""
      },
      "premium": "186.40",
      "percentageOfPolicyPremium": 14,
      "displayLevelCode": "POLICY",
      "displayOrderNumber": 1,
      "action": "",
      "vehicleUnitNumber": ""
    }
  ],
  "vehicleCoverages": [
    {
      "vehicleUnitNumber": "1",
      "coverages": [
        {
          "coverage": {
            "code": "COLL",
            "description": "Collision"
          },
          "deductible": {
            "code": "500",
            "description": "$500"
          },
          "limit": {
            "code": "",
            "description": ""
          },
          "premium": "312.00",
          "percentageOfPolicyPremium": 24,
          "vehicleUnitNumber": "1",
          "displayLevelCode": "VEHICLE",
          "displayOrderNumber": 4,
          "action": ""
        }
      ]
    }
  ]
}

DriveEasy telematics driver data

POST /v1/driving-score/summary opendata

Pulls DriveEasy telematics for the signed-in driver: score / adjustedScore, scoreLevel, streakData and trip rows used by the driving-score screens.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

driverName
driverInfo
displayOtherDriverScores
scoreData
score
adjustedScore
scoreDelta
scoreLevel
scoreLevelColor
scoreLevelDescription
scoreRangeMax
scoreStatus
provider
streakData
trips
drivers
subscribeData

POST /v1/driving-score/summary HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-tele-77",
  "driverName": "Alex Rivera",
  "displayOtherDriverScores": "Y",
  "scoreData": {
    "score": 87.0,
    "adjustedScore": 89.0,
    "scoreDelta": 2,
    "scoreLevel": "Great",
    "scoreLevelColor": "#00A651",
    "scoreLevelDescription": "Keep it up",
    "scoreRangeMax": 100,
    "scoreStatus": "SCORED",
    "provider": "CAMBRIDGE"
  },
  "streakData": {
    "currentStreakDays": 12
  },
  "trips": [
    {
      "tripId": "trip-2044",
      "startTime": "2026-10-18T13:02:00.000Z"
    }
  ],
  "drivers": []
}

Prepare payment gateway token

POST /v1/payments/prepare openbanking

Mints a one-time mobileGatewayToken so the Pay Bill flow can tokenize a card and then submit a card payment for amountToPay.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

mobileGatewayToken
amountToPay
serviceStatus
correlationId

POST /v1/payments/prepare HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  },
  "amountToPay": 107.18
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-prep-88",
  "mobileGatewayToken": "mgt-9f3a41b0c7"
}

Pay premium now by card

POST /v1/payments/card/charge openbanking

Posts a card premium payment and returns confirmationNumber plus accountNumber / amount / nameOnAccount.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again. The card number is replaced by a vault token before this call.

confirmationNumber
confirmationMessages
accountNumber
amount
nameOnAccount
mobileGatewayToken
serviceStatus

POST /v1/payments/card/charge HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  },
  "amount": 107.18,
  "mobileGatewayToken": "mgt-9f3a41b0c7",
  "cardToken": "tok_4242"
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-paynow-99",
  "confirmationNumber": "CNF-552190",
  "confirmationMessages": [
    {
      "text": "Payment accepted"
    }
  ],
  "accountNumber": "****4242",
  "amount": 107.18,
  "nameOnAccount": "ALEX RIVERA"
}

Digital roadside dispatch

POST /v1/roadside/requests opendata

Opens a roadside Emergency Road Service job and returns dispatchNumber, claimNumber, canBeCancelled and coverageConditionCodes.

Auth: Session credentials issued at sign-in (policy number, user ID, signed digest and salt, session cookies) sent in the request body next to the client and app-version envelope. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

claimNumber
dispatchNumber
canBeCancelled
duplicate
coverageConditionCodes

POST /v1/roadside/requests HTTP/1.1
Content-Type: application/json

{
  "client": "android",
  "origin": "native",
  "appVersion": "5.111.0",
  "sessionId": "sess-8f2d6a41",
  "credentials": {
    "policyNumber": "4001234567",
    "userId": "[email protected]",
    "digest": "<digest>",
    "salt": "<salt>",
    "sessionCookie": "<session-cookie>",
    "issued": 1760860800000,
    "version": "1"
  },
  "vehicleInfo": {
    "vin": "1HGCM82633A004352",
    "unitNumber": "1"
  },
  "contactInfo": {
    "phoneNumber": "2025550148"
  }
}

{
  "serviceStatus": "SUCCESS",
  "correlationId": "c0r-ers-10",
  "claimNumber": "07261843002",
  "dispatchNumber": "ERS-441902",
  "canBeCancelled": true,
  "duplicate": false,
  "coverageConditionCodes": [
    "ERS_INCLUDED"
  ]
}

Tokenize card cipher
POST /v1/vault/tokenize-card openbanking
Exchanges an RSA-encrypted card cipher for a payment token plus card info (cardType, last4, first6, expiry) used by the card-payment call. A companion key-exchange call returns serverKeyId and serverPublicKey.
Auth: The card number is encrypted on the device to a public key fetched from the vault's key-exchange call (serverKeyId, serverPublicKey). Body carries cipherPayload, type and callerApp. No raw card number goes over the wire.
- cipherPayload
- type
- callerApp
- token
- cardInfo
- cardType
- last4
- first6
- expiryMonth
- expiryYear
- isDebit
- serverKeyId
- serverPublicKey
```
POST /v1/vault/tokenize-card HTTP/1.1
Content-Type: application/json

{
  "cipherPayload": "<rsa-oaep-cipher>",
  "type": "CARD",
  "callerApp": "android"
}
```
```
{
  "token": "tok_4242",
  "type": "CARD",
  "cardInfo": {
    "cardType": "VISA",
    "last4": "4242",
    "first6": "424242",
    "expiryMonth": "12",
    "expiryYear": "2028",
    "isDebit": false
  }
}
```

Where teams use this data

Policy billing reconciliation
Finance and agency tools join each policy number to outstandingBalance, currentDueAmount and currentDueDate so auto-pay and short-pay rules run without a portal login.
Claims vendor routing
Repair, rental and medical vendors match claimNumber, lossDate, lossState and claimStatus on firstPartyClaims versus thirdPartyClaims so work orders attach to the right GEICO claim.
Digital ID-card verification
Rental desks and employer fleet checks render frontIdCard / barCode plus coverage flags (hasBodilyInjuryLiabilityCoverage, hasCollisionCoverage) instead of photographing a paper card.
DriveEasy coaching feeds
Safety programs read score, adjustedScore and scoreLevel plus trip rows to coach hard-braking and phone-in-hand without a second telematics box.

Frequently asked questions

What data does GEICO Mobile expose?

The signed-in household's auto-insurance record: policy fields (number, ratedState, totalPremium, vehicles), billing (outstandingBalance, currentDueAmount, payPlanCode), payment history (pastPayments), digital ID cards (frontIdCard, barCode), claims (claimNumber, lossDate), coverages (deductible, limit, premium), DriveEasy score / adjustedScore, and roadside dispatchNumber.

How does the app authenticate its requests?

A sign-in call returns encryptedSessionToken, refreshToken and per-policy credentials (policy number, user ID, digest, salt, session cookies). Later calls send those credentials in the request body alongside the android client marker and app version. A SUCCESS status means the call went through; SESSION_EXPIRED means the user has to sign in again.

Where do digital ID cards come from?

The ID-card call returns frontIdCard, backIdCard and barCode plus coverage flags such as hasBodilyInjuryLiabilityCoverage and hasCollisionCoverage, using NAIC / ratedState policy info (policyType AUTO).

Does the app expose driving-behavior data?

Yes, for DriveEasy-enrolled drivers. The driving-score call returns score, adjustedScore, scoreLevel, streakData and trips, with subscores such as hard braking and distraction on the score details object.

Related apps

Apps similar to GEICO Mobile - Car Insurance

Progressive — Progressive is the official Android app from Progressive Casualty Insurance Company, the Mayfield, Ohio personal-lines insurer, where policyholders can view ID cards and coverages, report a claim with photos, pay a bill, follow Snapshot usage-based scores and request roadside assistance.
State Farm — The State Farm app from State Farm Insurance, the Bloomington, Illinois mutual auto and property insurer, lets customers manage policies, access ID cards, file and track claims, request roadside assistance and use the Drive Safe & Save safe-driving discount program.
Allstate — The Allstate app from The Allstate Corporation gives policyholders digital ID cards (including Apple Wallet), bill pay, policy and claims management, Drivewise safe-driving rewards and 24/7 roadside help.
USAA — The USAA Mobile App from United Services Automobile Association, a San Antonio group for military members, veterans and their families, lets eligible members get an auto ID card, request roadside assistance and report a claim alongside banking and investments.
The Hartford — The Hartford app from The Hartford Insurance Group, Inc. lets personal-auto customers pay a bill, view coverage snapshots and digital ID cards (including Google Wallet), start and track a claim, and pull policy documents.
Liberty Mutual — Liberty Mutual is a Boston-based property and casualty insurer whose US Retail Markets unit sells personal automobile insurance through sales professionals, call centers, third-party producers and its website.
Farmers Insurance — Farmers Insurance Group is a Woodland Hills, California insurer that sells vehicle, home and small-business coverage through exclusive and independent agents, including non-standard auto via Bristol West.
Travelers — Travelers is a New York-headquartered insurer whose Personal Insurance segment sells auto and home coverage to individuals through independent agents.

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Topics

GEICO Mobile API
GEICO policy data
digital insurance ID card API
GEICO claims API
outstandingBalance billing
DriveEasy telematics score
auto insurance open data
roadside ERS dispatch

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GEICO policy, billing and ID-card data

Screenshots

API surface

Session start (policy portfolio)

Retrieve auto policy

Account-level billing summary

Payment history (past and scheduled)

List first- and third-party claims

Retrieve digital insurance ID cards

List policy and vehicle coverages

DriveEasy telematics driver data

Prepare payment gateway token

Pay premium now by card

Digital roadside dispatch

Tokenize card cipher

Data categories

Where teams use this data

Policy billing reconciliation

Claims vendor routing

Digital ID-card verification

DriveEasy coaching feeds

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Need this app's data API integrated?