Ria Money Transfer 数据 API：报价、PIN 与收款人

Ria Financial · 支付

Ria Money Transfer 是 Ria Financial（Euronet Worldwide 旗下品牌）面向个人汇款用户的 Android 客户端，帮助从美国、西班牙等汇款市场向海外家人发送现金取现、银行存款、移动钱包、送货上门、ATM 取现、PIX、UPI 以及借记卡兑付。汇款人在 Calculator 上为某条走廊询价，可用已保存的借记卡或信用卡（经 Adyen 与 Cardinal 3-D Secure）、Plaid 关联的银行账户、智利 Fintoc 开放银行、Google Pay 或 Ria 钱包付款，随后在 Activity 里凭订单 PIN 跟踪汇款。同一个登录外壳还汇集已保存收款人、Find Locations 网点查询、Onfido / Veriff / Signicat 身份核验、BlinkCard 扫描、促销活动、ATM 兑付与应用内客服聊天。它与 Western Union、MoneyGram、Remitly、Xoom 和 Wise 竞争，争夺从美国与欧洲发往墨西哥、印度、巴西、尼日利亚、越南和印尼的家庭汇款。

报价走廊按兑付方式返回 amountFrom、exchangeRate 与 transferFee——现金取现、银行存款、移动钱包、送货上门、ATM、PIX 与 UPI——并在适用优惠码时给出 promo 与 correspondent-payout 费用拆分。登录后的 Activity 行按 OrderNo 与 Pin 分页历史订单，带收款人姓名、DelivMethod、ShownOrderStatus 与兑付网点 id；追踪查询再为同一 PIN 补全 ETA、可否取消与事件时间线。

收款人簿暴露银行 routing、PIX/VPA 标识与移动钱包账号，用于预填下一次汇款；支付账户快照保留脱敏借记卡与 Plaid 验证的银行账户供结账使用。KYC 资料卡携带 CustomerId、出生日期、身份证件与 HasKYCDone，让合规人员判断 Onfido、Veriff 或 Signicat 是否仍需运行。财资、收款侧运营与网点查询工具消费同一组报价、PIN、收款人与代理网点字段；openData Studio 将其转化为可调用的开放数据。

应用截图

API 端点一览

以下端点与请求/响应示例均依据应用界面推导重构，为示意说明，并非实际抓包。

创建匿名会话
GET /v1/sessions/bootstrap opendata
打开应用后续所有询价、汇款、追踪与资料调用共用的渠道会话，签发 JWT 并解析 ISO/IP 国家与功能开关。
认证方式：匿名引导（请求不带 Authorization 头）。返回的 authToken.jwtToken 随后作为 Authorization: Bearer 附加在后续调用上，并连同 channel、device-id、market 与 app-version 头一起发送。
- authToken.jwtToken
- authToken.tokenType
- authenticationResult
- versionInfo
- customerProfile
- featureFlags
- isoCode
- ipIsoCode
- cultureCode
- customerId
```
GET /v1/sessions/bootstrap?deviceId=a3f1c9e2&platform=android HTTP/1.1
X-Client-Channel: mobile
X-Market: US
Accept: application/json
```
```
{
  "authToken": {
    "jwtToken": "<session_token>",
    "tokenType": "Bearer"
  },
  "authenticationResult": {"RetVal": 1, "RetMsg": "Success"},
  "versionInfo": {"apiVersion": "4.0.0"},
  "customerProfile": null,
  "featureFlags": {"new_send_money_flow": true},
  "session": {"isoCode": "US", "ipIsoCode": "US", "cultureCode": "en-US", "customerId": null}
}
```

汇款人登录

POST /v1/identity/login osint

鉴权汇款人并返回 access/refresh 令牌对，以及用于渲染仪表盘并门控后续客户调用的 UserId。

认证方式：以引导调用返回的会话令牌作为 Bearer Authorization 头。请求体携带 username、password、deviceToken、deviceId 与 sessionId。HTTP 307 响应表示进入 OTP 升级步骤，由 challenge-verify 调用继续完成。

access_token
token_type
refresh_token
expires_in
HasValidDeviceToken
VerifiedDevice
PhoneUpdateRequired
BirthDateStepUpRequired
UserId
LoginName
ReservedCustomerId
IsLiteUser
RetVal

POST /v1/identity/login HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
Content-Type: application/json

{
  "username": "[email protected]",
  "password": "<password>",
  "deviceToken": "devtok_9c21",
  "deviceId": "a3f1c9e2",
  "sessionId": "sess_18af"
}

{
  "Value": {
    "access_token": "at_7e21",
    "token_type": "Bearer",
    "refresh_token": "rt_4c90",
    "expires_in": 3600,
    "HasValidDeviceToken": true,
    "VerifiedDevice": "devtok_9c21",
    "PhoneUpdateRequired": false,
    "BirthDateStepUpRequired": false,
    "User": {
      "UserId": 8842103,
      "LoginName": "[email protected]",
      "ReservedCustomerId": 5510021,
      "IsLiteUser": false
    }
  },
  "Result": {"RetVal": 1, "RetMsg": "Success"}
}

校验登录 OTP

POST /v1/identity/login/challenge/verify osint

消费登录升级后签发的邮件/短信一次性验证码，并铸造与密码登录相同的 access_token 对。

认证方式：以会话令牌作为 Bearer Authorization 头。完成登录后的 OTP 升级步骤，携带 referenceValue、code 与 securityCode。

access_token
token_type
refresh_token
expires_in
HasValidDeviceToken
RetVal
RetMsg

POST /v1/identity/login/challenge/verify HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
Content-Type: application/json

{
  "referenceValue": "ref_otp_331",
  "code": "482193",
  "securityCode": "sc_19"
}

{
  "Value": {
    "access_token": "at_7e21",
    "token_type": "Bearer",
    "refresh_token": "rt_4c90",
    "expires_in": 3600,
    "HasValidDeviceToken": true
  },
  "Result": {"RetVal": 1, "RetMsg": "Success"}
}

读取已登录用户资料

GET /v1/senders/me osint

返回已登录用户卡片——登录名、关联的 CustomerId、lite/omni 标记与 KYC 状态——用于渲染 Account 页面并门控汇款入口。

认证方式： Bearer access_token（或登录后不久的会话令牌），外加 channel、device-id 与 market 头。

UserId
ReservedCustomerId
LoginName
IsLiteUser
IsLinkedToCustomer
IsOmniCustomer
emailVerified
CustomerId
CustomerNumber
FirstName
FirstLastName
DateOfBirth
HasKYCDone
OnHold
IdentityVerification.status
kycResult

GET /v1/senders/me HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
X-Market: US
Accept: application/json

{
  "UserId": 8842103,
  "ReservedCustomerId": 5510021,
  "LoginName": "[email protected]",
  "IsLiteUser": false,
  "IsLinkedToCustomer": true,
  "IsOmniCustomer": false,
  "MustAcceptedNewLicense": false,
  "emailVerified": true,
  "Customer": {
    "CustomerId": 5510021,
    "CustomerNumber": "C5510021",
    "FirstName": "Maria",
    "FirstLastName": "Santos",
    "DateOfBirth": "1991-04-18",
    "EmailAddress": "[email protected]",
    "CountryId": 1,
    "HasKYCDone": true,
    "OnHold": false,
    "City": "San Jose",
    "State": "CA",
    "PostalCode": "95131"
  },
  "IdentityVerification": {"status": "Verified", "kycResult": "PASS", "attemptsLeft": 3}
}

读取客户 KYC 资料

GET /v1/senders/me/kyc-profile osint

加载 Account Settings 使用的可编辑客户资料——地址、出生日期、职业、税号标记与证件核验状态。

认证方式：登录后的 Bearer access_token。

id
firstName
lastName
address
city
state
postalCode
country
dateOfBirth
emailAddress
nationality
occupation
hasTaxId
disabled
mobilePhone
identification.documentVerificationStatus
idVerificationRequired

GET /v1/senders/me/kyc-profile HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
X-Market: US
Accept: application/json

{
  "id": 5510021,
  "firstName": "Maria",
  "middleName": "",
  "lastName": "Santos",
  "address": "2211 N 1st St",
  "city": "San Jose",
  "state": "CA",
  "postalCode": "95131",
  "country": "US",
  "dateOfBirth": "1991-04-18",
  "emailAddress": "[email protected]",
  "nationality": "US",
  "occupation": "Software engineer",
  "hasTaxId": true,
  "disabled": false,
  "mobilePhone": {"countryCode": "1", "number": "4155550123"},
  "identification": {
    "documentVerificationStatus": "Verified",
    "idVerificationRequired": false
  },
  "willReceiveSmsNotifications": true,
  "willReceiveEmailNotifications": true
}

走廊费用询价

POST /v1/quotes/estimate openfinance

Calculator 查询：发送/到账金额、币种与兑付方式返回汇率、汇款手续费、税、优惠与代理兑付费用，用于下单前渲染报价。

认证方式：未登录的 Calculator 使用会话令牌即可；登录调用额外附带 access_token。与 country catalog 及功能查询一样可匿名访问。

amountFrom
amountTo
exchangeRate
exchangeRatePromo
transferFee
originalCustomerFee
promoAmount
taxAmount
totalFeesAndTaxes
totalAmount
isPromoValid
sendAmountUSD
isEarlyReleaseLikely
correspondentPayoutFeeAmount
sendAmountLimit

POST /v1/quotes/estimate HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
X-Market: US
Content-Type: application/json

{
  "selections": {
    "countryTo": "MX",
    "amountFrom": 200,
    "amountTo": null,
    "currencyFrom": "USD",
    "currencyTo": "MXN",
    "paymentMethod": "DebitCard",
    "deliveryMethod": "BankDeposit",
    "shouldCalcAmountFrom": false,
    "shouldCalcVariableRates": true,
    "shouldCalcFeesForPaymentMethods": ["DebitCard", "BankAccount"],
    "promoCode": ""
  }
}

{
  "model": {
    "transferDetails": {
      "calculations": {
        "amountFrom": 200.00,
        "amountTo": 3704.00,
        "exchangeRate": 18.52,
        "exchangeRatePromo": 18.52,
        "transferFee": 3.99,
        "originalCustomerFee": 3.99,
        "promoAmount": 0,
        "taxAmount": 0,
        "totalFeesAndTaxes": 3.99,
        "totalAmount": 203.99,
        "isPromoValid": false,
        "sendAmountUSD": 200.00,
        "isEarlyReleaseLikely": true,
        "correspondentPayoutFeeAmount": 0,
        "sendAmountLimit": 2999.00
      }
    }
  }
}

分页转账活动

POST /v1/senders/{customerId}/activity/search openbanking

为已登录客户分页 Activity 列表——订单号、PIN、金额、收款人、兑付方式与兑付网点 id，用于追踪与取消。

认证方式： Bearer access_token。路径中的 customerId 是用户资料返回的 ReservedCustomerId / CustomerId。

Id
OrderNo
Pin
AmountFrom
TransferAmount
PaymentCurrency
CurrencyTo
CountryFrom
CountryTo
BeneficiaryFirstName
BeneficiaryFirstLastName
BenNameId
DelivMethod
DelivMethodName
BankName
PayAgentId
ShownOrderStatus
Cancellable
EnteredTime
TotalAmount

POST /v1/senders/5510021/activity/search HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
Content-Type: application/json

{
  "Page": 0,
  "PageSize": 20
}

[
  {
    "Id": 90018422,
    "OrderNo": "US12345678",
    "Pin": "12345678",
    "AmountFrom": 200.00,
    "TransferAmount": 3704.00,
    "PaymentCurrency": "USD",
    "CurrencyTo": "MXN",
    "CountryFrom": "US",
    "CountryTo": "MX",
    "BeneficiaryFirstName": "Luis",
    "BeneficiaryFirstLastName": "Santos",
    "BenNameId": 44102,
    "DelivMethod": 2,
    "DelivMethodName": "BankDeposit",
    "BankName": "BBVA Mexico",
    "PayAgentId": 2044,
    "PayAgentLocId": 88121,
    "ShownOrderStatus": "Available",
    "OrderStatusCategory": 2,
    "Cancellable": true,
    "EnteredTime": "2026-10-18T16:04:11Z",
    "DateAvailablePayout": "2026-10-18T16:12:00Z",
    "TotalAmount": 203.99,
    "TaxAmount": 0,
    "Barcode": "*12345678*"
  }
]

按 PIN 追踪订单

POST /v1/orders/status-lookup openbanking

Track Transfer 详情按订单号 / PIN 查询——金额、汇率、费用、ETA、可取消标记与渲染在 Activity 上的事件时间线。

认证方式： Bearer access_token（未登录在 Track Transfer 输入 PIN 时会话令牌亦可）。

orderId
orderNumber
pin
amountFrom
amountTo
exchangeRate
customerFee
customerTax
totalAmount
shownOrderStatus
isEligibleForCancellation
eta
agentToId
cashPayoutType
recipient.firstName
events.event
events.date

POST /v1/orders/status-lookup HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
Content-Type: application/json

{
  "orderNumber": "US12345678",
  "getEventDetails": true,
  "getEta": true
}

{
  "orderId": 90018422,
  "orderNumber": "US12345678",
  "pin": "12345678",
  "amountFrom": 200.00,
  "amountTo": 3704.00,
  "currencyFrom": "USD",
  "currencyTo": "MXN",
  "countryTo": "MX",
  "exchangeRate": 18.52,
  "customerFee": 3.99,
  "customerTax": 0,
  "totalAmount": 203.99,
  "shownOrderStatus": "Available",
  "isEligibleForCancellation": true,
  "isModifiable": false,
  "eta": "2026-10-18T18:00:00Z",
  "agentToId": 2044,
  "agentTo": {"name": "BBVA Mexico"},
  "cashPayoutType": null,
  "recipient": {"id": 44102, "firstName": "Luis", "lastName1": "Santos"},
  "events": [
    {"event": "Created", "description": "Transfer created", "date": "2026-10-18T16:04:11Z"},
    {"event": "Available", "description": "Ready for payout", "date": "2026-10-18T16:12:00Z"}
  ]
}

预订新汇款

PUT /v1/senders/{customerId}/orders/placements openfinance

在 Calculator 与收款人选择之后下单；成功返回收据与 Activity 行上使用的 OrderNo、PIN 与条形码。

认证方式： Bearer access_token。customerId 来自用户资料。强客户认证 / 3-D Secure 与诈骗提醒升级步骤可能在另一个订单完成调用上继续。

BeneficiaryAsACustomerId
DeliveryMethodId
CountryTo
SendAmount
PayoutAmount
ExchangeRate
SendFee
Tax
CurrencyFrom
CurrencyTo
PayAgentId
PayAgentLocId
PaymentMethodId
PromoCode
RetVal
OrderNo
PIN
Barcode

PUT /v1/senders/5510021/orders/placements HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
Content-Type: application/json

{
  "BeneficiaryAsACustomerId": 44102,
  "DeliveryMethodId": "2",
  "CountryTo": "MX",
  "SendAmount": 200.00,
  "PayoutAmount": 3704.00,
  "ExchangeRate": 18.52,
  "SendFee": 3.99,
  "Tax": 0,
  "CurrencyFrom": "USD",
  "CurrencyTo": "MXN",
  "AmountTypeId": 1,
  "PayAgentId": 2044,
  "PayAgentLocId": 88121,
  "PaymentMethodId": "DebitCard",
  "PromoCode": "",
  "AcceptsTermsAndConditions": true,
  "DeviceTime": "2026-10-20T18:04:11Z",
  "ProvidedFields": []
}

{
  "Result": {"RetVal": 0, "RetMsg": "Success"},
  "Value": {
    "OrderNo": "US12345678",
    "PIN": "12345678",
    "Barcode": "*12345678*"
  }
}

列出已保存收款人

GET /v1/senders/me/payees osint

返回已登录汇款人的收款人簿——姓名、目的国与兑付通道（银行、PIX、VPA、移动钱包），用于预填 Send Money。

认证方式： Bearer access_token。

id
firstName
lastName1
country
bankName
bankRoutingCode
bankAccountNumber
bankAccountType
bankBicSwift
pixIdType
vpaIdType
mobileWalletAccountNo
bankAgentId
bankLocationCity

GET /v1/senders/me/payees HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
X-Market: US
Accept: application/json

[
  {
    "id": 44102,
    "firstName": "Luis",
    "middleName": "",
    "lastName1": "Santos",
    "lastName2": "",
    "country": "MX",
    "bankName": "BBVA Mexico",
    "bankRoutingCode": "012345678",
    "bankAccountNumber": "XXXXXX4411",
    "bankAccountType": "Checking",
    "bankBicSwift": "BCMRMXMM",
    "pixIdType": null,
    "vpaIdType": null,
    "mobileWalletAccountNo": null
  }
]

列出现金取现网点

GET /v1/payout-points opendata

Find Locations / 现金取现选择器：代理、城市与金额返回带地址、地理坐标、营业时间与电话的兑付网点。

认证方式：会话令牌即可（匿名 Calculator 与 Find Locations）。登录调用额外附带 access_token。

agentToId
agentToName
locationId
locationName
locationAddress
locationCity
locationState
locationType
latitude
longitude
phone
businessHours
currency
payoutLocation
collectionLocation

GET /v1/payout-points?agentToId=2044&cityId=9102&state=JAL&countryTo=MX&deliveryMethod=OfficePickup&transferAmount=3704&currencyTo=MXN&sendAmount=200 HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
Accept: application/json

[
  {
    "agentToId": 2044,
    "agentToName": "Elektra Guadalajara Centro",
    "locationId": 88121,
    "locationName": "Elektra Centro",
    "locationAddress": "Av. Juarez 120",
    "locationAddress2": "",
    "locationCity": "Guadalajara",
    "locationState": "JAL",
    "locationType": "Office",
    "latitude": 20.6767,
    "longitude": -103.3475,
    "phone": "+523334445566",
    "businessHours": "09:00-21:00",
    "currency": "MXN",
    "payoutLocation": true,
    "collectionLocation": true
  }
]

列出支付账户

GET /v1/senders/me/funding-instruments openfinance

为结账加载已保存的付款工具——Plaid 验证的银行账户与带脱敏卡号、有效期及 CVN 必填标记的借记/信用卡。

认证方式： Bearer access_token。

bankAccounts
cardAccounts
accountId
accountAlias
bankName
localRoutingCode
maskedAccountNumber
verificationStatus
isDebit
isCvnRequired
accountExpirationMonth
accountExpirationYear
paymentMethod

GET /v1/senders/me/funding-instruments HTTP/1.1
Authorization: Bearer <access_token>
X-Client-Channel: mobile
X-Market: US
Accept: application/json

{
  "bankAccounts": [
    {
      "accountId": "ba_441",
      "accountAlias": "Chase checking",
      "accountCountry": "US",
      "accountCurrency": "USD",
      "accountType": "Checking",
      "bankName": "Chase",
      "localRoutingCode": "021000021",
      "maskedAccountNumber": "•••• 4411",
      "verificationStatus": "Verified",
      "paymentMethod": "BankAccount",
      "disabled": false
    }
  ],
  "cardAccounts": [
    {
      "accountId": "ca_882",
      "accountType": "Visa",
      "isDebit": true,
      "isCvnRequired": true,
      "isExpired": false,
      "accountExpirationMonth": 12,
      "accountExpirationYear": 2028,
      "maskedAccountNumber": "•••• 4242",
      "paymentMethod": "DebitCard",
      "firstName": "Maria",
      "lastName": "Santos"
    }
  ]
}

列出目的地移动钱包

GET /v1/payout-rails/wallets opendata

某条目的走廊的移动钱包兑付提供商目录，供 Mobile Wallet 兑付方式选择器使用。

认证方式：会话令牌或 access_token 作为 Bearer Authorization 头。查询参数 countryTo、currencyTo 与 currencyFrom。

Wallets
AggregatorId
WalletId
Name
AgentName

GET /v1/payout-rails/wallets?countryTo=NG&currencyTo=NGN&currencyFrom=USD HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
Accept: application/json

{
  "Wallets": [
    {"AggregatorId": 3102, "WalletId": 881, "Name": "MTN MoMo", "AgentName": "MTN Nigeria"},
    {"AggregatorId": 3104, "WalletId": 882, "Name": "Airtel Money", "AgentName": "Airtel Nigeria"}
  ]
}

加载国家目录与支付方式

GET /v1/catalog/markets opendata

Calculator 与注册的引导目录：可汇往/注册国家与汇款人国家提供的支付方式。

认证方式：会话令牌作为 Bearer Authorization 头；与 Calculator 引导及功能查询一样可匿名读取。

CountryId
Countries
Name
NameAbbrev
IsRegistrationCountry
IsSendToCountry
IsFavoriteSendToCountry
PaymentMethods

GET /v1/catalog/markets?CountryId=1&locale=en-US HTTP/1.1
Authorization: Bearer <session_token>
X-Client-Channel: mobile
Accept: application/json

{
  "CountryId": 1,
  "Countries": [
    {"Name": "Mexico", "NameAbbrev": "MX", "IsRegistrationCountry": false, "IsSendToCountry": true, "IsFavoriteSendToCountry": true},
    {"Name": "United States", "NameAbbrev": "US", "IsRegistrationCountry": true, "IsSendToCountry": false, "IsFavoriteSendToCountry": false}
  ],
  "PaymentMethods": {
    "Value": [
      {"id": "DebitCard", "name": "Debit card"},
      {"id": "BankAccount", "name": "Bank account"}
    ]
  }
}

数据类别

报价
汇款
收款人
KYC 资料
支付账户
网点

数据使用场景与案例

走廊报价对账
财务团队在下单前按兑付方式拉取 amountFrom、exchangeRate、transferFee 与 correspondentPayoutFeeAmount，再与银行自有外汇表逐条比对 US-MX 与 ES-CO 走廊。
收款侧运营的 PIN 追踪
兑付合作方监控 OrderNo / Pin 以及 shownOrderStatus、eta 与 events，让 Elektra 或 BBVA 柜员无需致电汇款人即可知道一笔现金取现何时变为 Available。
再次汇款的收款人簿预填
家庭汇款 CRM 存储收款人簿中的 firstName、lastName1、bankRoutingCode 与 pixIdType，下一次汇款无需重新输入银行信息，仍可命中同一个 PayAgentId。
更高额度的 KYC 门槛
合规流程在提升 sendAmountLimit 之前读取 HasKYCDone、identification.documentVerificationStatus 与 IdentityVerification.kycResult，通过后才允许 NewTransaction 接受更大的 SendAmount。

常见问题

Calculator 暴露哪些报价字段？

报价调用按兑付方式（现金取现、银行存款、移动钱包、送货上门、ATM、PIX、UPI）返回 amountFrom、amountTo、exchangeRate、transferFee、originalCustomerFee、taxAmount、totalAmount、promo 标记、sendAmountUSD 与 correspondentPayoutFeeAmount。

一笔已预订汇款如何标识？

下单成功返回 OrderNo、PIN 与 Barcode。Activity 列表用同一 OrderNo/Pin 分页并带 ShownOrderStatus，订单状态查询再补充 eta、isEligibleForCancellation 与 events 时间线。

应用如何鉴权汇款人？

先签发匿名会话令牌，汇款人再用用户名与密码登录；必要时可通过邮件或短信一次性验证码升级登录。后续调用将该令牌作为 Bearer Authorization 头发送，并附带 channel、device-id 与 market 头。

收款人上会出现哪些兑付通道？

收款人簿携带 bankName、bankRoutingCode、bankAccountNumber、bankBicSwift、pixIdType、vpaIdType 与 mobileWalletAccountNo，以及现金取现使用的 PayAgentId；移动钱包提供商例如 MTN MoMo。

与 Ria Money Transfer 相似的应用

Western Union Send Money Now — 西联汇款可通过网站、应用或代理网点，向 200 个国家或地区的银行账户、手机钱包或现金提取点打款。
Remitly: Send Money & Transfer — Remitly 是总部位于西雅图的在线汇款服务，可向 170 多个国家打款，收款方式包括银行入账、手机钱包或现金提取。
Xoom: Send Money & Transfer — Xoom 是 PayPal 的数字汇款服务，可从美国、加拿大、英国及部分欧洲国家向 160 个国家的银行账户、手机钱包或现金提取点打款。
Wise: International Transfers — Wise（原 TransferWise）是伦敦的跨境汇款应用，提供国际转账、多币种账户以及 Wise 多币种卡。
MoneyGram — MoneyGram 是达拉斯的点对点汇款公司，合作网点覆盖 200 多个国家或地区，办理资金的发送与接收。
WorldRemit — WorldRemit 是伦敦的数字汇款应用，隶属 Zepz，覆盖 130 多个国家，收款方式包括银行转账、现金提取、手机钱包和话费充值。
Taptap Send: Money Transfer — Taptap Send 是面向非洲、亚洲和拉丁美洲目的地的国际汇款应用。
Xe Money Transfer & Currency — Xe 是加拿大外汇网站与应用，自 2015 年起隶属 Euronet Worldwide，可向 170 多个国家、100 多种货币办理个人汇款，收款方式包括银行入账、手机钱包或现金提取。

需要集成这个 App 的数据 API？

我们可为任意指定 App 交付定制集成——源码交付 USD 500 起，或托管 API 按调用计费。告诉我们您需要的数据即可。

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获取报价

Ria Money Transfer 数据 API：报价、PIN 与收款人

应用截图

API 端点一览

创建匿名会话

汇款人登录

校验登录 OTP

读取已登录用户资料

读取客户 KYC 资料

走廊费用询价

分页转账活动

按 PIN 追踪订单

预订新汇款

列出已保存收款人

列出现金取现网点

列出支付账户

列出目的地移动钱包

加载国家目录与支付方式

数据类别

数据使用场景与案例

走廊报价对账

收款侧运营的 PIN 追踪

再次汇款的收款人簿预填

更高额度的 KYC 门槛

常见问题

与 Ria Money Transfer 相似的应用

更多支付类应用

BharatPe for Business

BrasilCard Cliente

BukuWarung Apps for MSMEs

CashBook - Balance & Expense

相关主题

需要集成这个 App 的数据 API？

Ria Money Transfer 数据 API：报价、PIN 与收款人

应用截图

API 端点一览

创建匿名会话

汇款人登录

校验登录 OTP

读取已登录用户资料

读取客户 KYC 资料

走廊费用询价

分页转账活动

按 PIN 追踪订单

预订新汇款

列出已保存收款人

列出现金取现网点

列出支付账户

列出目的地移动钱包

加载国家目录与支付方式

数据类别

数据使用场景与案例

走廊报价对账

收款侧运营的 PIN 追踪

再次汇款的收款人簿预填

更高额度的 KYC 门槛

常见问题

相关应用

与 Ria Money Transfer 相似的应用

更多支付类应用

BharatPe for Business

BrasilCard Cliente

BukuWarung Apps for MSMEs

CashBook - Balance & Expense

相关主题

需要集成这个 App 的数据 API？