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JuanHand-online cash loan App 图标

JuanHand 披索现金贷数据 API

Wefund Lending corp · 信贷

在 Google Play 中打开

JuanHand-online cash loan App 是 Wefund Lending corp 面向菲律宾借款人的披索现金贷客户端。用户用菲律宾手机号登录，完成仅需证件的 KYC（政府证件照、手持证件照与活体检测），在首页选择 Mega Loan 或 Speedy Loan，等待客户端宣称最快约三分钟的授信结果。获批现金经 GCash、Maya、Lazada 或 SeaBank 放款；还款走 Dragonpay，账单可展期时在应用内办理。新客可选 Sun Life 信用寿险；同一客户端还展示 SEC、AMLC、DPO 标识、在线客服与马尼拉热线。首页文案宣传最高 50,000 披索、日息 0.06%、期限 90 天以上。Wefund 宣称下载量 1000 万+、上线五年，并有 iOS 版本与 Facebook 主页 JuanHandOfficial。

披索账单行挂在 loanId 与 debtId 上，lifeCycleCode 取 UNREPAY、WITHDRAWING、FINISH_4WITHDRAW_FAIL 等值，金额在 loanNum 与 actualRepayAmount，并带 Dragonpay 的 repayCode 与 channelFeeAmount。复核快照嵌套 personalInfo（loanPurpose、city、address、email）、identityInfo（cardNo、firstName、lastName、birthdate、cardPhoto）、workInfo（profession、monthlyIncome、companyName）以及带 name、phoneNo、relation 的 contactInfoList。已保存放款方式返回 modeId、accountNo、channelName；展期报价再给出 delayDay、newDueDate、newOwingAmount 与由 payFixedServiceFee、payServiceFee、payInterest、payPenaltyFee 构成的 payAmount。还款优惠券给出 couponId、couponAmount、loanMinAmount，并按 canUseFlag 区分 validateStartDate–validateDate 窗口内外的券；确认验证码把 msgType 与 6 位 verifyCode 配对，验证码错误时返回 leftRetryTimes，整体包在 result–resultMessage 信封里。

信贷运营与催收可盯待还披索账单，把 Dragonpay 还款码对上 GCash 或 Maya 放款账户，并在复贷前核对证件照与紧急联系人是否齐全。openData Studio 把这些记录变成可调用的开放数据。

应用截图

  • JuanHand-online cash loan App 应用截图 1
  • JuanHand-online cash loan App 应用截图 2
  • JuanHand-online cash loan App 应用截图 3
  • JuanHand-online cash loan App 应用截图 4
  • JuanHand-online cash loan App 应用截图 5

API 端点一览

以下端点与请求/响应示例均依据应用界面推导重构，为示意说明，并非实际抓包。

  • 发送短信或语音验证码

    POST /v1/verifications/otp osint

    向 mobile 发送短信（msgType）或语音（voiceMsgType）OTP，params 里的 accountNo 会脱敏。用于确认新增 GCash/Maya 提现方式或 Dragonpay 还款。非 0 的 result 会 toast resultMessage。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • mobile
    • msgType
    • voiceMsgType
    • params.accountNo
    • result
    • resultMessage
    POST /v1/verifications/otp HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "mobile": "09171234567",
  "msgType": "ADD_WITHDRAW_METHOD",
  "params": {
    "accountNo": "*******4567"
  }
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {}
}

  • 校验短信验证码

    POST /v1/verifications/otp/confirm osint

    校验 mobile 与 msgType 对应的 6 位 verifyCode。content.isVerified 与 token 在确认时作为 flowNo；验证失败时用 leftRetryTimes 提示剩余次数。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • mobile
    • msgType
    • verifyCode
    • isVerified
    • token
    • leftRetryTimes
    • flowNo
    POST /v1/verifications/otp/confirm HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "mobile": "09171234567",
  "msgType": "ADD_WITHDRAW_METHOD",
  "verifyCode": "483920"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "isVerified": true,
    "token": "sms_tok_7c41d9e2",
    "leftRetryTimes": 4
  }
}

  • 借款人 KYC 复核快照

    POST /v1/borrowers/me/kyc-review osint

    加载复核页：personalInfo、identityInfo（PhilID/证件照与姓名）、workInfo 与 contactInfoList。个人信息、证件、联系人与活体页面在此确认步之前采集同一组对象。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • personalInfo.loanPurpose
    • personalInfo.education
    • personalInfo.city
    • personalInfo.address
    • personalInfo.creditCardNumber
    • personalInfo.email
    • personalInfo.otherPhoneNo
    • personalInfo.childrenNumber
    • identityInfo.type
    • identityInfo.cardNo
    • identityInfo.cardPhoto
    • identityInfo.holdCardPhoto
    • identityInfo.firstName
    • identityInfo.middleName
    • identityInfo.lastName
    • identityInfo.sex
    • identityInfo.birthdate
    • identityInfo.maritalStatus
    • workInfo.profession
    • workInfo.monthlyIncome
    • workInfo.payrollCycle
    • workInfo.payDay
    • workInfo.companyName
    • workInfo.companyPhone
    • contactInfoList.name
    • contactInfoList.phoneNo
    • contactInfoList.relation
    POST /v1/borrowers/me/kyc-review HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "isCache": false
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "personalInfo": {
      "loanPurpose": "BILLS",
      "education": "COLLEGE",
      "city": "Quezon City",
      "address": "123 Commonwealth Ave",
      "creditCardNumber": "1",
      "email": "[email protected]",
      "otherPhoneNo": "09180001111",
      "childrenNumber": "1"
    },
    "identityInfo": {
      "type": "PHILID",
      "cardNo": "1234-5678-9012",
      "cardPhoto": "https://files.example.com/kyc/front.jpg",
      "holdCardPhoto": "https://files.example.com/kyc/hold.jpg",
      "firstName": "Juan",
      "middleName": "Santos",
      "lastName": "Dela Cruz",
      "sex": "M",
      "birthdate": "1990-05-12",
      "maritalStatus": "SINGLE"
    },
    "workInfo": {
      "profession": "EMPLOYEE",
      "monthlyIncome": "25000",
      "payrollCycle": "MONTHLY",
      "payDay": "15",
      "companyName": "Acme PH",
      "companyPhone": "0288890000"
    },
    "contactInfoList": [
      {
        "name": "Maria Dela Cruz",
        "phoneNo": "09175550000",
        "relation": "SPOUSE"
      }
    ]
  }
}

  • KYC 字典列表

    POST /v1/reference/kyc-options opendata

    返回 code/name 字典，供复核页把 loanPurpose、education、profession、payrollCycle、relation、证件类型、sex、maritalStatus 显示成文案。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • loanPurposeList
    • educationList
    • childrenNumberList
    • professionList
    • payrollCycleList
    • relationList
    • certificateList
    • sexList
    • maritalStatusList
    • code
    • name
    POST /v1/reference/kyc-options HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "loanPurposeList": [{"code": "BILLS", "name": "Bills"}],
    "educationList": [{"code": "COLLEGE", "name": "College"}],
    "childrenNumberList": [{"code": "1", "name": "1"}],
    "professionList": [{"code": "EMPLOYEE", "name": "Employee"}],
    "payrollCycleList": [{"code": "MONTHLY", "name": "Monthly"}],
    "relationList": [{"code": "SPOUSE", "name": "Spouse"}],
    "certificateList": [{"code": "PHILID", "name": "PhilID"}],
    "sexList": [{"code": "M", "name": "Male"}],
    "maritalStatusList": [{"code": "SINGLE", "name": "Single"}]
  }
}

  • 确认 KYC 复核

    POST /v1/borrowers/me/kyc-review/confirm opendata

    确认复核页（operate=2、pageNo=99、mainLoanChannel=1 表示现金贷）。成功后内嵌页通知原生应用，流程继续到选产品与活体。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • mainLoanChannel
    • isCache
    • operate
    • pageNo
    • result
    • resultMessage
    POST /v1/borrowers/me/kyc-review/confirm HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "mainLoanChannel": 1,
  "isCache": false,
  "operate": 2,
  "pageNo": 99
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {}
}

  • 按类型拉取借款账单

    POST /v1/bills/search openfinance

    列出当前或历史披索账单。type=CURRENT 返回 content.elements；HISTORY 用 pageNo/pageSize 分页。lifeCycleCode 对应放款中（WITHDRAWING）、待还（UNREPAY）、结清（FINISH）、提现失败（FINISH_4WITHDRAW_FAIL）。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • type
    • pageNo
    • pageSize
    • elements
    • loanId
    • debtId
    • loanNum
    • loanDate
    • nextPayTime
    • nextPayNum
    • originPayNum
    • lifeCycleCode
    • productType
    • canDelayFlag
    • delayCount
    • delayProcessingFlag
    • isUnRepayListing
    • loanAgreement
    • incAmount
    POST /v1/bills/search HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "type": "CURRENT"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "elements": [
      {
        "loanId": "LN-77881234",
        "debtId": "DB-9911",
        "loanNum": 8000,
        "loanDate": 1729123200000,
        "nextPayTime": 1731801600000,
        "nextPayNum": 8640,
        "originPayNum": 8640,
        "lifeCycleCode": "UNREPAY",
        "productType": 2,
        "canDelayFlag": true,
        "delayCount": 0,
        "delayProcessingFlag": false,
        "isUnRepayListing": true,
        "loanAgreement": "https://example.com/legal/loan-agreement"
      }
    ],
    "incAmount": "Pay before the due date to keep your limit"
  }
}

  • 借款或欠款详情

    POST /v1/bills/detail openfinance

    按 listId 加载进度页或还款明细（listId=loanId）：期限、现金贷/Lazada 的 mainLoanChannel、费率以及分期 repaymentItem 行。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • listId
    • flowNo
    • loanNum
    • period
    • periodUnit
    • productType
    • mainLoanChannel
    • applyTs
    • loanAgreement
    • listStatusResults
    • repaymentItem.repaymentAmount
    • repaymentItem.oriRepaymentAmount
    • repaymentItem.periodSeq
    • overduePenaltyFee
    • apr
    • serviceFeeRate
    • interestFeeRate
    • overduePenaltyRate
    • isFirstPayFee
    POST /v1/bills/detail HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "listId": "LN-77881234"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "listId": "LN-77881234",
    "flowNo": "JH20251020001",
    "loanNum": 8000,
    "period": 90,
    "periodUnit": "DAY",
    "productType": 2,
    "mainLoanChannel": 1,
    "applyTs": 1729123200000,
    "loanAgreement": "https://example.com/legal/loan-agreement",
    "listStatusResults": [{"title": "Approved", "status": 1}],
    "repaymentItem": {
      "repaymentAmount": 8640,
      "oriRepaymentAmount": 8640,
      "periodSeq": 1
    },
    "overduePenaltyFee": 0,
    "apr": 0.219,
    "serviceFeeRate": 0.12,
    "interestFeeRate": 0.0006,
    "overduePenaltyRate": 0.01,
    "isFirstPayFee": false
  }
}

  • Dragonpay 还款渠道

    POST /v1/repayments/channels openfinance

    返回应还金额（actualRepayAmount / originalRepayAmount）、可选 couponInfo，以及 Dragonpay 的 channelCategoryList。bankSpecialFlag 为 false 的银行渠道跳转 Dragonpay 支付页，其余展示还款码。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • loanId
    • couponId
    • flowNo
    • repayDate
    • actualRepayAmount
    • originalRepayAmount
    • channelFeeType
    • canUseCoupon
    • couponInfo
    • channelFeeDisplayContent
    • channelCategoryList
    • channelList
    • provider
    • channelName
    • channelFeeAmount
    • bankSpecialFlag
    POST /v1/repayments/channels HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "loanId": "LN-77881234",
  "couponId": "CP-1001"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "loanId": "LN-77881234",
    "flowNo": "JH20251020001",
    "repayDate": 1731801600000,
    "actualRepayAmount": 8200,
    "originalRepayAmount": 8640,
    "channelFeeType": 1,
    "canUseCoupon": true,
    "couponInfo": {"couponId": "CP-1001", "couponAmount": 440},
    "channelFeeDisplayContent": "Gateway fee may apply",
    "channelCategoryList": [
      {
        "type": "EWALLET",
        "channelList": [
          {
            "id": 12,
            "provider": "DRAGONPAY",
            "channelName": "GCash",
            "channelFeeAmount": 15,
            "bankSpecialFlag": false
          }
        ]
      }
    ]
  }
}

  • 还款优惠券

    POST /v1/repayments/vouchers opendata

    按 loanId 列出优惠券。应用用 canUseFlag 把 content.coupons 拆成可用/不可用，并展示 couponAmount、loanMinAmount 与 validateStartDate–validateDate 窗口。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • loanId
    • coupons
    • couponId
    • title
    • couponAmount
    • loanMinAmount
    • canUseFlag
    • validateStartDate
    • validateDate
    • desc
    • useConditions
    POST /v1/repayments/vouchers HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "loanId": "LN-77881234"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "coupons": [
      {
        "couponId": "CP-1001",
        "title": "PHP 440 off",
        "couponAmount": 440,
        "loanMinAmount": 5000,
        "canUseFlag": true,
        "validateStartDate": 1729123200000,
        "validateDate": 1731801600000,
        "desc": "Valid on Mega Loan repayment",
        "useConditions": ["Min PHP 5000 bill"]
      }
    ]
  }
}

  • 欠款展期报价

    POST /v1/extensions/quote openfinance

    按 debtId 加载可展期天数 delayDaySet 以及构成 payAmount 的费用栈：一次性展期费、还款服务费、利息、提醒费与罚息。申请页再提交 debtId 与所选 delayDay。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • debtId
    • delayDaySet
    • delayDay
    • loanAmount
    • debt.dueDate
    • newDueDate
    • newOwingAmount
    • payAmount
    • payFixedServiceFee
    • payServiceFee
    • payInterest
    • payOverdueNotifyFee
    • payPenaltyFee
    POST /v1/extensions/quote HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "debtId": "DB-9911"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "delayDaySet": [7, 14],
    "delayDay": 7,
    "loanAmount": 8000,
    "debt": {
      "dueDate": 1731801600000,
      "debtId": "DB-9911"
    },
    "newDueDate": 1732406400000,
    "newOwingAmount": 9100,
    "payAmount": 350,
    "payFixedServiceFee": 200,
    "payServiceFee": 80,
    "payInterest": 40,
    "payOverdueNotifyFee": 0,
    "payPenaltyFee": 30
  }
}

  • Dragonpay 还款码

    POST /v1/repayments/codes openfinance

    按 loanId（展期时用 debtId）与 provider/channelId 签发 Dragonpay 的 repayCode 与 repayCodeAmount。unpayLoanNum>1 时提示多笔待还；channelFeeAmount 为网关加价。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • loanId
    • debtId
    • provider
    • channelId
    • repayCode
    • repayCodeAmount
    • unpayLoanNum
    • channelFeeAmount
    POST /v1/repayments/codes HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "loanId": "LN-77881234",
  "provider": "DRAGONPAY",
  "channelId": 12
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "repayCode": "DP-88392011",
    "repayCodeAmount": 8215,
    "unpayLoanNum": 1
  }
}

  • 提现方式列表

    POST /v1/payout-methods/list openbanking

    按 withdrawType（CASHLOAN 或 LAZADA）列出已保存放款方式。每个渠道的 modeList 含 modeId、脱敏 accountNo 与 isDefault。原生提现页读取同一列表。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • withdrawType
    • channelName
    • channelList
    • modeList
    • modeId
    • accountNo
    • isDefault
    POST /v1/payout-methods/list HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "withdrawType": "CASHLOAN"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": [
    {
      "channelName": "GCash",
      "channelList": [
        {
          "modeId": "MD-1",
          "accountNo": "09171234567",
          "channelName": "GCash",
          "isDefault": true
        }
      ]
    },
    {
      "channelName": "Maya",
      "channelList": [
        {
          "modeId": "MD-2",
          "accountNo": "09180001111",
          "channelName": "Maya",
          "isDefault": false,
          "modeList": []
        }
      ]
    }
  ]
}

  • 新增提现方式

    POST /v1/payout-methods openbanking

    登记 GCash/Maya（或银行）放款账户。请求体为账户表单加上短信 flowNo。result=101024 会再次触发 OTP；成功则通知原生应用并关闭内嵌页。

    认证方式： Authorization: Bearer <session-token>，菲律宾手机号登录后签发的会话令牌；客户端渠道头区分应用内与浏览器调用。成功信封为 result==0，附 resultMessage 与 content。

    • accountNo
    • channelId
    • channelName
    • isSetDefault
    • flowNo
    • modeId
    • result
    POST /v1/payout-methods HTTP/1.1
Authorization: Bearer <session-token>
Content-Type: application/json
Accept-Language: en-PH

{
  "accountNo": "09171234567",
  "channelId": "GCASH",
  "channelName": "GCash",
  "isSetDefault": true,
  "flowNo": "sms_tok_7c41d9e2"
}
    {
  "result": 0,
  "resultMessage": "OK",
  "content": {
    "modeId": "MD-3"
  }
}

数据类别

  • KYC 资料
  • 借款账单
  • 还款渠道
  • 展期报价
  • 提现方式
  • 优惠券

数据使用场景与案例

  • 监控披索账单与生命周期码

    催收机器人读取 CURRENT 列表的 loanId、debtId、nextPayNum、lifeCycleCode，在行变成 UNREPAY 或 FINISH_4WITHDRAW_FAIL 时告警，不必等 PDF 对账单。

  • 把 Dragonpay 还款码对上 GCash 放款账户

    财务用 repayCode、repayCodeAmount、channelFeeAmount 匹配实际收款的 GCash/Maya modeId 与 accountNo；有券时对照 actualRepayAmount 与 originalRepayAmount。

  • 复贷前核对 KYC 完整度

    进件把 identityInfo.cardNo、cardPhoto、holdCardPhoto 与 workInfo.monthlyIncome、contactInfoList（name、phoneNo、relation）拼在一起，再决定是否允许下一笔 Mega Loan 或 Speedy Loan。

  • 展期费用拆分

    信贷运营对照 delayDaySet 报价：newDueDate、newOwingAmount 以及 payAmount 费用栈（payFixedServiceFee、payServiceFee、payInterest、payPenaltyFee）与原 nextPayTime。

常见问题

JuanHand 返回哪些借款账单字段？

当前与历史列表提供 loanId、debtId、loanNum、nextPayNum、nextPayTime 与 lifeCycleCode（WITHDRAWING、UNREPAY、FINISH、FINISH_4WITHDRAW_FAIL）。详情行还有 period、periodUnit、flowNo、repaymentAmount、serviceFeeRate、interestFeeRate、overduePenaltyFee。

能否读到 Dragonpay 还款渠道和还款码？

可以。渠道列表返回 actualRepayAmount、originalRepayAmount、couponInfo 与 channelCategoryList（provider、channelName、channelFeeAmount、bankSpecialFlag）。选定方式后签发 repayCode 与 repayCodeAmount；unpayLoanNum 标记多笔待还。

这些调用如何鉴权？

菲律宾手机号登录后，应用的会话令牌作为 Bearer 凭证随每次调用发送，并带客户端渠道头（区分应用内与浏览器）和 Accept-Language。成功时 result=0，附 resultMessage 与 content 对象。

复核页有哪些身份数据？

personalInfo 含 loanPurpose、education、city、address、email、childrenNumber。identityInfo 含证件类型、cardNo、cardPhoto、holdCardPhoto、firstName、middleName、lastName、sex、birthdate、maritalStatus。workInfo 含 profession、monthlyIncome、payrollCycle、payDay、companyName、companyPhone，外加 contactInfoList 的 name/phoneNo/relation。

与 JuanHand-online cash loan App 相似的应用

  • Tala — Tala 是在菲律宾证券交易委员会（SEC）和央行（BSP）登记的现金贷应用，居民凭一张有效证件即可申请，最高可借 25,000 披索，放款至 Maya、GCash、BPI、GoTyme 及其他钱包或银行。
  • Cashalo — Cashalo 是在菲律宾 SEC 登记（CSC201800209）的现金贷应用，无抵押贷款起借 1,000 披索，信用良好客户上限 13,000 披索，可打到银行账户、GCash 或 Maya。
  • Home Credit Philippines — Home Credit Philippines 是 HC Consumer Finance Philippines, Inc. 的借贷应用，提供现金贷以及手机、家电和家具等商品分期，额度最高 120,000 披索。
  • Billease — Billease 是菲律宾先买后付兼现金贷应用（持 SEC 融资公司牌照），授信额度最高 50,000 披索，可用于合作商户分期、QR Ph 付款，或提现到银行和电子钱包。
  • Maya — Maya 是持菲律宾央行（BSP）牌照的数字银行兼钱包，应用内宣传个人贷款最高 25 万披索，并提供储蓄、信用卡和 QR Ph 支付。
  • Tonik Bank — Tonik 是持 BSP 牌照的菲律宾数字银行，应用内提供无需信贷记录的无抵押贷款（含最高 50,000 披索的 Credit Builder Loan），存款受 PDIC 保险。
  • Atome PH — Atome PH 是 Neuroncredit Financing Company Inc. 的菲律宾应用，提供最高 55,000 披索的 Atome Cash 个人贷款，以及 Atome Card 的 0% QR Ph 分期和按日计息储蓄。
  • GCash — GCash 是 Mynt Inc. 受 BSP 监管的菲律宾金融超级应用，除钱包转账、缴账单和 GSave 外，还提供 GLoan、GGives 和 GCredit 信贷产品。

更多信贷类应用

相关主题

  • JuanHand API
  • JuanHand 披索贷款
  • loanId debtId
  • identityInfo cardNo
  • Dragonpay repayCode
  • GCash modeId
  • lifeCycleCode UNREPAY
  • 菲律宾现金贷数据

需要集成这个 App 的数据 API？

我们可为任意指定 App 交付定制集成——源码交付 USD 500 起，或托管 API 按调用计费。告诉我们您需要的数据即可。

  • 每个项目均签 NDA 与 SOW
  • 3–7 天交付
  • 验收通过后才付款
  • 仅在授权范围内作业

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